The HISTORICAL RECORD see 84 Captures

JP Morgan  Chase  and  Deutsche Bank  the  LYING SACKS OF  SHIT


84 Captures since 2000

Looting Vanishing and Laundering the  STOLEN TRILLIONS

AND  YES SEE 1999 –  12 Years Before Occupy


The American History of Land Speculation Frauds and Financial Institution Lootings a  Judson Witham Project

What did Judson Witham KNOW and WHEN Did Judson Witham KNOW IT  ?


Bank and Market Lootings Using LAND CONS 04.Mar.2007 20:26

Judson Witham


American History Of Real Estate Bubbles | Summit and Eagle …

From land speculation in New York state after the Revolutionary War, to a huge bubble in Chicago in the 1830s, to our 21st century bubble, the United States has always been a nation of real estate speculators, according to Edward Glaeser of Harvard University

Real estate prices are by their nature prone to cycles.1 While Prof. Lee’s statement is among the stronger we’ve found in print, many observers in many countries point to speculation in land or real estate markets as a prime mover of such cycles.2 Notably, Korea’s Minister of Construction Lim In-Taik was recently quoted “The rise in


It’s in the TITLE ABSTRACTS, PLAT DEDICATIONS and TAX ASSESSMENTS associated with the Clinton Land Deals.

Kenneth Starr took a HUGE DIVE because there are THOUSANDS of Crooked Illegal Land Development CONS in Bush’s Texas. IT’s FACT

Whitewater and Castle Grande are amongst THOUSANDS of Bank Looting CONS associated with LAND FRAUD. Ms. Clinton knows she’s a LAWYER and the ROSE LIE FIRM worked for FSLIC and RTC. Read The Following and LEARN FROM IT

Note To Montgomery County Commissioners, DA Mike MacDougal and Marcus Winberry, Nelda Luce Radabaugh Blair, WB Etheridge, Phillip Swisher and LUCY PROCTOR

Hello Houston FBI: Robert L. Vickers, W.G. Horne III, WB Etheridge, Thomas Eikel, Donald Clesson, Harreal Blackshear, Western Bank, Eagle Title Company Conroe, The First American Title Insurance Company, Nelda Luce Radabaugh Blair, Lucey Proctor, William Pack and Hundreds of Thousands even MILLIONS of Americans NOW UNDERSTAND how Houston and Dallas Banks were looted with the assistance of Title Insurance Companies like Hope and Mayes of Conroe Represented. Former US Attorney Toney Canales certainly understands as does Marcus Winberry, Jimmie C Dozier, Jimmie Edwards, Mark White, Jim Mattox, Dan Morales and you know the Commissioners Court of Montgomery County, Bill and Hillary Clinton understand AS DOES Quapaw Title and Ken Starr, oh I almost forgot Katheryn Woolford formerly with RTC / FDIC / FLSIC. now with USAID and BEARING POINT.

” Peddling Texas swampland is just one of the dirty jobs facing the Resolution Trust Corporation (RTC), the U.S. agency that opened shop in early August to administer the coup de grace to sick thrifts. The mop-up has landed federal regulators in the same muck that mired the S&L industry: Thousands of white-elephant properties, most located in markets as soft as quicksand. ”

Greetings Arizona and Cochise County:

For a little background first I cut and paste an except from your site:


Every Arizona County and hundreds of thousands of trusting land purchasers were victimized by the rampant land scams of the 1960’s.””

My name is Judson Witham and as you may know I have been working on unraveling the MASSIVE land fruads and Bank – S&L lootings in Texas, Oklahoma, Florida, California, New Mexico, Missouri, Pennsylvania, Utah and even ARIZONA to Hawaii just to name a few States. Oooops I forgot to mention ARKANSAS land of the Madison S&L Job traceable to Bill and Hillary Clinton.

You may find it interesting so I refer you to these links and facts: When the Lincoln Savings and Loan Mess of Charles Cheating was abstracted and researched by FSLIC and RTC investigators it was discovered that he had engaged in widespread speculative Dirt Road and Paper Subdivision activities.

FACT : In taking over Charles Keating’s notorious Lincoln Savings & Loan, the RTC acquired some $1 billion worth of property, including plots for 17 planned communities in Texas, Arizona, Colorado, Florida and Louisiana. One of them is the 20,000-acre Estrella Project in the desert 20 miles southwest of Phoenix. Although Lincoln invested $200 million in preparatory work, only three homesites have been sold. !! That $200 Million was why a PAPER SUBDIVSION can be so LUCRATIVE.

See also

Planning in the Wake of Florida Land Scams Planning in the Wake of Florida Land Scams. by Hubert B. Stroud, Professor of … Considerable attention is apparent in the literature on consumer fraud, … – 73k

AND Last but not leasrt understand that Montgomery County, Texas was exposed in US District Court in Houston for more than 635 paper, dirt road or RED FLAG SUBDIVISIONS by you guessed it YOURS TRULY.

To emphasis my points, when President george W. Bush # 43 was Governor and US Senator John Cornyn was Attorney General many MILLIONS of Trusting Land Purchasers were VICTIMISED by the rampant land scams of the 1960s,70s,80s and 90s IN TEXAS.

Now for my Arizona Freedom Of Information request, and a personal question or two.

Your Official Cochise County Project land Fraud site states that ARIZONA had RAMPANT LAND SCAMS during the 1960s. This is coincidently the same type of matters Mr. Don Bolles was investigating immediately before his MURDER.

ie “and much like”

“Land fraud, bankruptcy, murder, suicide, incarceration and greed surround the history of Cochise College Park subdivision. Located in Cochise County, consisting of 2 phases of 12 units totaling 8,647 lots, it was the worst fraud in the states and possibly the Nation.


What records, newspaper articles, investigation records, notes, memoranda, tapes, photos or films does Cochise County control or possess that reflects the RAMPANT LAND SCAMS of the 1960s ??

Question Two

What records, newspaper articles, investigation records, notes, memoranda, tapes, photos or films does Cochise County control or possess that reflects the names of reporters, witnesses, title abstractors, law enforcement personel, tax assessors or tax collectors, reserachers, authors or individuals, employees of Cochise County included that have knowlege of the RAMPANT LAND SCAMS OF THE 1960s or information or records of any kind associated with your claims at


Question Three

What records, newspaper articles, investigation records, notes, memoranda, tapes, photos or films does Cochise County control or possess that reflects the names of FEDERAL AGENTS or US SECRET SERVICE, US TREASURY, or US ATTORNEY GENERAL INVESTIGATORS, or reporters, witnesses, title abstractors, law enforcement personel, tax assessors or tax collectors, reserachers, authors or individuals, employees of Cochise County included that have knowlege of the RAMPANT LAND SCAMS OF THE 1960s or information or records of any kind associated with your claims at


I would kindly ask that any information or records your Office or that Cochise County, AZ and including the same catelgories of information that The State of Arizona reveal and produce the same records and information, that is responsive to my request for information. I ask that it all be catalogged, listed and it’s existance revealed in accordance with Arizona Open Records or Freedom Of Information Laws.

Thank You Very Much

Judson Witham

Some additional excerpts and back ground for your enjoyment !

Houston Post Head:

SUN, 3/30/1986
WILLIAM PACK, Post Reporter Post photos by Jerry Click

Dreams of paradise have been shattered for scores of Montgomery County landowners who face a seemingly never-ending struggle to obtain various public services.

“You really feel like you’re being abused,” said Tommy Gage.

Gage moved to a southwest Montgomery County subdivision four years ago only to find the roads there so bad that school buses were not allowed on them.

Vicki Burleigh, who lives at a mobile home subdivision in the southeast part of the county, said many residents have moved out because of poor roads, bad drainage, troublesome septic tank systems and uncaring neighbors who litter their property with junk.

“My husband doesn’t want to leave,” Burleigh said. “We had to clear the land and put in a lot of work out here. But I’d almost rather take a loss and start over somewhere else than get this place paid for in a few years and be living in a slum.”

Donna Meek, one of Burleigh’s neighbors in Pinewood Village, said her family’s move five years ago was part of a dream to get “farther out and have some room to breathe.”

“We love it out here,” Meek said. “We don’t want to move, but we may be forced to.”

Landowners with similar problems voice their complaints at almost every meeting of the Montgomery County Commissioners Court.

“We all pay county taxes and yet the county won’t do anything to keep the roads from tearing up my truck,” Gage contended.

But it appears the county’s attitude is changing.

Officials say the problems many of the landowners describe are the result of unscrupulous developers who never recorded plans for their subdivisions with the county.

“They would buy up some acreage, mark off a road, grade it and put a little gravel on it and say the county will take care of it,” said Precinct 1 Commissioner Oliver Hance. County Judge Jimmie C. Edwards III described such developers as “shysters who came in, did the deal, made some money and hooked it.”

By failing to have the development recorded, developers avoided requirements in effect since 1967 that stipulate, among other things, how roads should be built, what type of drainage studies should be done and when septic tanks are allowed.

Officials contend they have no authority to make improvements in unrecorded subdivisions where county building specifications have been ignored. They also concede there are more than 600 such subdivisions in the county.

“Can you believe that number?” asked the county’s new health director, Dr. Sydney Garrett.

He said drainage, sewage and septic tank problems can generate health hazards that should be addressed in any proposed remedy.

The focus of the county’s initial response will be poor roads, since officials said that is the problem most often identified by landowners.

Gage and other landowners said the roads have deteriorated despite their efforts to maintain them.

“My brother and I had a tractor and we tried to keep the roads up as best we could until times got hard and we had to sell the tractor,” said Johnny Thibodeaux, who lives in an unrecorded subdivision north of Splendora. “But grading the road doesn’t take care of the holes or clean out the ditches.”

If the roads are bad enough, buses, postal officials and at times garbage haulers will not come down them, landowners said.

“We’re on our fourth garbage hauler,” said Burleigh. “I assume they quit coming because of the roads . . . I imagine one of the reasons family doesn’t come visit anymore is because the roads are so bad.” Hance said landowners are perplexed when they learn the county can’t improve their substandard roads, noting that commissioners often have yielded to political pressure and provided such improvements.

“Commissioners did that in the past when the county had 40,000 people,” observed Precinct 2 Commissioner Carol Shelton. “But now, the county has grown so much and funding is so limited, you don’t see it anymore.”

Shelton said commissioners do not have enough money to keep existing county roads in proper shape. Adding improvement and maintenance costs on roads from unrecorded subdivisions would “penalize the rest of the citizens for the benefit of these few taxpayers,” Shelton said.

Others contend the county simply does not have enough money to improve all of the roads in unrecorded subdivisions, now estimated to cover some 450 miles.

Edwards said he is most interested in finding those developers “who misled their investors” by telling them roads and other facilities would be upgraded.

He contended the worst violations occurred in the 1960s and 1970s when the area economy was robust and land was cheap.

W.B. Etheridge, a real estate attorney in Conroe who has developed small subdivisions, said some landowners were victimized during those years by high- pressure salespeople who “made promises but never followed up on them.”

“That should never happen,” Etheridge said.

He and other developers contended, however, that in recent years, subdivision regulations have been honored.

It is primarily moderate-income families that were victimized by developers who never recorded their subdivisions, officials reported. They say solutions will take a long time to accomplish.

Inadequately Developed Issues

The trial attorney for Du ROI stated that the corporation was R.V. King’s and that King owned its stock. The defendant’s attorney stated that there were 500 unrecorded subdivisions in Montgomery County and that people who lived in some of these unrecorded subdivisions wanted better roads and maintenance.

Note :The case Below Is But A DROP IN THE BUCKET involved in the Land Fraud, Financial Fraud and PUBLIC CORRUPTION associated with the Land Fraud and Banking and S&L DEBACLES in TEXAS
698 S.W.2d 178

Court of Appeals of Texas,
La COUR Du ROI, INC., Appellant and Cross-Appellee,
MONTGOMERY COUNTY, Texas, Appellee and Cross-Appellant.

No. 09 84 288 CV.

Aug. 29, 1985.
Rehearing Denied Sept. 18, 1985.


Tex.App. Beaumont 1985.
La Cour Du Roi, Inc. v. Montgomery County
698 S.W.2d 178

“The individual is handicapped by coming face to face with a conspiracy so monstrous he cannot believe it exists”.
J. Edgar Hoover, former head of the FBI

Du ROI urged that its rights had been violated, arguing that it had been singled out for unfair treatment. We think these issues were not adequately developed. They may be important as equitable defenses since the county sought equitable relief. The doctrine of balancing the equities and the doctrine of clean hands may become relevant. There was more than a scintilla of evidence to show that the father of a county-wide elected official was alleged to have developed an unrecorded subdivision as well as the husband of the secretary of the elected official. Further, reviewing the whole posture of the case, we perceive that the City of Conroe was a proper party to the litigation and may well have been a necessary party. R.V. King may be a necessary party also.

An order had been entered in this appeal concerning the problem of overburdening this record. That order was improvidently granted. It is set aside. We have examined the entire record.

Date: SAT 12/23/1989
Section: A
Page: 17
Edition: 2 STAR
$14 million frozen in lawsuit alleging mortgage fraud

A federal judge here Friday agreed to freeze up to $14 million in South Texas bank deposits after a New York lender alleged that officials of five companies in Corpus Christi and Houston , including two lawyers, engaged in mortgage fraud.

A lawsuit by Pioneer Commercial Funding Corp. says the defendants created bogus documents to obtain funds from Pioneer, ostensibly to be reloaned to buyers of homes in Houston ‘s Runningbrook subdivision and elsewhere. Instead, it says, the money was stolen.

The lawsuit accuses the defendants of racketeering, which allows the court to award triple damages if proven. Pioneer is seeking $14 million in actual damages and $42 million in punitive damages.

U.S. District Judge Kenneth Hoyt signed an order taking control of the deposits in two accounts held in the Bank of Robstown by Mortgage CreditCorp Inc. of Corpus Christi .

Pioneer’s attorney Steven Zager said he does not know how much money is in the accounts. He said Pioneer will go after any funds held by any of the defendants, but knows only of the two accounts in Robstown.

The list of 19 defendants is headed by William J. Cartwright Sr. of Corpus Christi , named as president and majority owner of Mortgage CreditCorp and two other companies there, The Cartwright Group Inc. and First State Investors Inc.

Other defendants in Corpus Christi are his sons, William Jr. and Robert H. Cartwright, and Veronica J. Cartwright, who are officers and stockholders in the three companies; Rosmare Saldivar and Melvin Smoots, officers of Mortgage CreditCorp and The Cartwright Group Inc.; William H. Whittle, an attorney and stockholder in Mortgage CreditCorp; and James P. Page. The companies are also defendants.

The Houston defendants are John S. Pipkin, an officer and majority stockholder in Beau-Bay Development Corp. here; his brother Roger W. Pipkin III and his son Roger W. Pipkin IV, both officers and stockholders in the company; and three persons employed by C&P Realty here, attorney Robert L. Vickers, real estate appraiser Steven F. Thomae and Kelly Alan Wohlers.

Pioneer, a “warehouse lender,” advances funds to mortgage companies, which lend them in turn to home buyers. To obtain funds, a mortgage company sends Pioneer a package that includes the home buyer’s credit application, promissory note, deed of trust, property appraisal, title policy commitment and proof of insurance.

The lawsuit says Pioneer agreed to provide Mortgage CreditCorp up to $35 million for such loans, but sometime in 1989, the defendants began creating packages including “fictitious deeds of trust, counterfeit title commitments, fraudulent credit applications, phony appraisals and bogus insurance policies.’ The lawsuit says William J. Cartwright Sr. and others conspired to buy more than 90 vacant lots, most of them in Runningbrook, at foreclosure sales at bargain prices, then transferred the titles to Beau-Bay and C&P Realty.

Fraudulent packages for a number of fictitious buyers were prepared by other defendants, who presented them to Pioneer.

“Neither the houses nor the underlying mortgage transactions actually existed,” the lawsuit says. It says Pioneer lost at least $14 million as a result.

Zager said that attorney Whittle’s signature is on the deeds of trust and that attorney Vickers’ is on the title policy commitments.

The latter were on Stewart Title letterhead, but a Stewart official said the company did not provide them, Zager said. The title tracking numbers are assigned to Associated Title, but that company also disclaimed them, Zager said.

An affidavit made Tuesday by Wohlers’ fiancee, Leslie Ann Lehman, says she signed false loan documents for four homes at his request after he told her “it was all right.’ “I have never seen the property, did not purchase the property and these documents are false,” her affidavit says.

Page said he worked for Mortgage Credit for about six months and “warehoused mortgage loans with Pioneer,” but knows nothing about the alleged scheme. John S. Pipkin declined to comment until he sees the lawsuit, as did former U.S. Attorney Tony Canales of Corpus Christi, who represents The Cartwright Group. The other defendants could not be reached for comment.

 http://www.canaless DynamicAttorneys .shtml?wldpid= 2473629_1&mailpagename= ObfuscatedForm&p=yes
Past Employment Positions
Southern District of Texas , U.S. Attorney, 1977 – 1980

Date: FRI 12/29/1989
Section: A
Page: 28
Edition: 2 STAR
Funds at more banks frozen in fraud case

A federal judge here Thursday froze accounts in four more banks at the request of attorneys in a lawsuit alleging a $14 million mortgage fraud scheme by companies and at least two lawyers in Houston and Corpus Christi .

U.S. District Judge Norman Black issued sealed orders to freeze defendants’ accounts in Memorial Bank and Texas Guaranty National Bank in Houston , Mason Road Bank in Katy and First National Bank Gulfway in Corpus Christi .

U.S. District Judge Kenneth Hoyt last Friday authorized freezing two accounts in the Bank of Robstown near Corpus Christi on request of the plaintiff, Pioneer Commercial Funding Corp., a New York “warehouse lender” that advances money to mortgage companies for home loans.

The defendants allegedly prepared fraudulent loan application packages involving vacant lots in Houston ‘s Runningbrook subdivision and elsewhere, claiming they had 20-year-old homes on them.

Pioneer’s attorney, Steve Zager, said Thursday’s orders were sought from Black because Hoyt, whose court has the case, was out of town.

The defendant companies allegedly obtained loans from Pioneer by submitting bogus documents, including credit applications, promissory notes, deeds of trust, property appraisals, title policy commitments and proof of insurance. At least three potential witnesses have said they falsified such documents for a small fee or at a boyfriend’s request, Zager said.

The list of 19 defendants is headed by William J. Cartwright Sr. of Corpus Christi , named in the lawsuit as president and majority owner of Mortgage CreditCorp and two other companies there, The Cartwright Group Inc. and First State Investors Inc.

Other defendants from Corpus Christi are Cartwright’s sons, William Jr. and Robert H. Cartwright, and Veronica J. Cartwright, who are officers and stockholders in the three companies; Rosmare Saldivar and Melvin Smoots, officers of Mortgage CreditCorp and The Cartwright Group Inc.; William H. Whittle, an attorney and stockholder in Mortgage CreditCorp; and James P. Page. The companies are also defendants.

The Houston defendants are John S. Pipkin, an officer and majority stockholder in Beau-Bay Development Corp. here; his brother Roger W. Pipkin III and his son Roger W. Pipkin IV, both officers and stockholders in the company; and three persons employed by C&P Realty here, attorney Robert L. Vickers, real estate appraiser Steven F. Thomae and Kelly Alan Wohlers.

The lawsuit accuses the defendants of racketeering, which allows the court to award triple damages if proven. Pioneer is seeking $14 million in actual damages and $42 million in punitive damages.

Zager said federal marshals served Black’s freeze orders Thursday after wire transfers were traced to the Houston area accounts from the Robstown accounts of Mortgage CreditCorp, which Hoyt had frozen. The latter turned out to contain about $300,000. Up to $14 million may be frozen if found.

Zager said the Mason Road account here is in the name of Vickers, who denies any connection with it. Zager said another attorney here withdrew about $10,000 from the account on Wednesday, emptying it.

Zager said Vickers, 58, was sentenced to five years in prison on Oct. 12, 1988, in Arizona for money laundering and conducting an illegal enterprise.

Investigator Clyde Wilson said he reached Vickers by phone in a Yuma , Ariz. , prison, and Vickers told him his name is being used by others, but he is not involved in the scheme. Zager said Vickers’signature, provided by his wife here, does not match those on the allegedly bogus documents.

Zager said Robert Cartwright was sentenced in 1979 to 12 years in prison for misapplying funds, conspiracy and making false loan applications, but has been released.

Zager said First State Investors has accounts at Gulfway and Mason Road banks; C&P Realty has accounts at Gulfway , Texas Guaranty and Memorial; and Wohlers’ company, Inland Towing and Transportation, has accounts at Memorial.

“The individual is handicapped by coming face to face with a conspiracy so monstrous he cannot believe it exists”.
J. Edgar Hoover, former head of the FBI

Austin Texas May 19th 1931

Texas Legislature – House Bill 473 – By Wenert et al
Passed 31 ayes to O nays
HB 473 – Section 3 see former Texas Penal Code 1137h

The fact that many parties have delivered to purchasers deeds and contracts to real estate described according to some subdivision or resubdivision when in fact no such subdivision or resubdivision was of record then or thereafter resulting in great confusion of titles and fraud to purchasers, and the fact that such practices will continue unless prohibited, creates an emergency and an imperative public necessity that the Constitutional Rule requiring bills to be read on three several days in each House be suspended, and said rule is hereby suspended, and that this Act shall be in effect from and after its paaasge, and it is so enacted.

Witnessed by Edgar Witt President of the Senate

Sent to Enrolling Clerk May 19th 1931

contracts to real estate unambiguously and in plain English means ANY and ALL or Every Contract

The Cardinal Rule Of Statutory Interpretation applies and If Properly Parsed and ALL words within the enactment are given the ordinary meaning

Texas Penal Code 1137h and Article 6626c et al APPLY to ALL CONTRACTS TO REAL ESTATE


Article 6626c, V.T.C.S. The provision provides:

Section 1. No party shall file for record or have recorded in the official records in the County Clerk’s office any map or plat of a subdivision or resubdivision of real estate without first securing approval therefor as may be provided by law, and no party so subdividing or resubdividing any real estate shall use the subdivision’ s or resubdivision’ s description in any deed of conveyance or contract of sale delivered to a purchaser unless and until the map and plat of such subdivision or resubdivision shall have been duly authorized as aforesaid and such map and plat thereof has actually been filed for record with the Clerk of the County Court of the county in which the real estate is situated.

Sec. 2. Any party violating any provision of Section 1 of this Act shall be guilty of a misdemeanor and upon conviction thereof shall be fined in a sum not less than Ten Dollars ($10.00) nor more than Five Hundred Dollars ($500.00), or confined in the county jail not exceeding ninety (90) days, or both such fine and imprisonment, and each act of violation shall constitute a separate offense, and in addition to the above penalties, any violation of the provisions of Section 1 of this Act shall constitute prima facie evidence of an attempt to defraud. (Emphasis added).
This article was transferred from article 1137h of Vernon’s Penal Code by authority of section 5 of Acts 1973, 63rd Leg., ch. 399, at 995, enacting the new Penal Code.

A person may be prosecuted under article 6626c, V.T.C.S., in two separate circumstances. First, for the act of recording, and secondly, for the act of selling property making a reference to an unrecorded map or plat. In Attorney General Opinion M-390 (1969), this office held that the second circumstance makes a misdemeanor offense of a conveyance by a subdivider where the property description depends for its location upon reference to a subdivision plat which has not been duly authorized as provided by law and/or has not been filed for record. Use of the subdivision description is not cured by additional metes and bounds descriptions, which in themselves must rely upon the unrecorded plat for location of the property on the ground. (Emphasis added).

Former Texas Penal Code 1137h was the Codification of HB 473 of May 19th 1931 the Texas Legislature was reacting to the MASSIVE Bank and S&L Lootings and Failures associated with MASSIVE TEXAS Land FRAUDS of the 1920s. (These Massive Land Schemes also were rampant in FLORIDA during the same period. The FHLBB and Later HUD enacted the Land Sales Registration Act Texas AG Greg Abbott READ SECTION 3 of HB 473

See Ol “Kat” Woolford at:

SEE  http://www.geocitie The Great Texas Bank Job IT’s NO JOKE

Kat Woolford (BBA ’72) of Baton Rouge, La., has done a little bit of everything since graduation: exercised race horses, worked for the Liquidation Division of the FDIC, and served as an advisor to the Bank of Latvia and the National Bank of Romania.


 http://www.uga. edu/~gm/1298/ Notes2.html

 http://www.usaid. gov/locations/ europe_eurasia/ mt/images/ fsnl.pdf# search=’Woolford ,%20FDIC’

 http://www.findarti p/articles/ mi_m1218/ is_n23_v107/ ai_n12428575

For sale by owner: junk real estate
US News & World Report, Dec 11, 1989 by Monroe W. Karmin

For the grab bag of less luxurious listings that constitute the bulk of the RTC portfolio – foreclosed homes, motels, shopping malls, office and apartment buildings, industrial parks and vacant land – the market seems even more forbidding. Still, plucky sales agents are rising to the challenge. “The roof dips a tudge on one side, the porch has a hole in it and there are termites,” admits Kat Woolford, who is hawking a $7,500, two-bedroom shack on a third of an acre in Tomball, Tex., north of Houston. “But it’s a cute hideaway.”

Arizona real estate for sale: For sale by owner: junk real estate

For sale by owner: Junk real estate

Just as Americans have grown used to the idea of junk bonds, a new financial bugaboo looms on the horizon: Junk real estate. Set in desirable communities, many of the properties now being jettisoned by insolvent savings and loan institutions seem to be paradise. But like the 9-acre swath of Long Island beachfront off the Texas Gulf Coast, spectacular vistas rarely live up to a developer’s dreams. Over half of the $400,000 Laguna Madre parcel lies underwater. There is no sewer hookup and no sea wall, and there are high fees to maintain a private bridge that connects the island with Port Isabel on the mainland. “It could all go underwater in a hurricane,” admits a spokesman for La Hacienda Savings Association in San Antonio, which holds the property.

Peddling Texas swampland is just one of the dirty jobs facing the Resolution Trust Corporation (RTC), the U.S. agency that opened shop in early August to administer the coup de grace to sick thrifts. The mop-up has landed federal regulators in the same muck that mired the S&L industry: Thousands of white-elephant properties, most located in markets as soft as quicksand. The collection includes such exotica as a $900,000 equestrian center (reduced from $1.5 million) north of San Antonio, the $25 million StarPass golf-course community in Tucson, a historic bank building in Houston, a boarded-up lumberyard surrounded by wetlands near Tampa, Fla., 77 condominium units on the tip of Long Island, N.Y., and a 55 percent stake in the opulent $200 million Phoenician Resort in Scottsdale, Ariz. All told, RTC officials estimate they now must dispose of close to $16 billion worth of real estate currently on the books of 268 failed thrifts in 33 states.

Fool’s gold. Most of the properties will fetch pennies on the dollar’s worth of book value – if they can be unloaded at all. The 6-acre McCune Mansion in Paradise Valley outside of Phoenix is typical of the RTC’s daunting task. Built in the 1960s by oil tycoon Walker McCune for his young bride, the 53,000-square- foot house boasts numerous kitchens, a ballroom with an $80,000 chandelier, an Olympic-sized swimming pool and ice-skating rink, a theater, a darkroom, its own beauty salon, a 14-car garage and a guest house. Mrs. McCune refused to move in, and the place saw a succession of owners, most recently Gordon Hall, cofounder of the Nautilus fitness company. RTC inherited the property when it took over the bankrupt Southwest Savings & Loan Association earlier this year. “There’s not a great market for 53,000-square- foot houses,” says Jack Lake, the RTC agent charged with finding a buyer.

For the grab bag of less luxurious listings that constitute the bulk of the RTC portfolio – foreclosed homes, motels, shopping malls, office and apartment buildings, industrial parks and vacant land – the market seems even more forbidding. Still, plucky sales agents are rising to the challenge. “The roof dips a tudge on one side, the porch has a hole in it and there are termites,” admits Kat Woolford, who is hawking a $7,500, two-bedroom shack on a third of an acre in Tomball, Tex., north of Houston. “But it’s a cute hideaway.”

The heat is on for the RTC to speed up its fire sale. The agency has three years to gather up all the nation’s ailing S&L’s and seven years to dispose of acquired properties. Ideally, the feds would like to get rid of their sick thrifts as whole entities, bad real-estate investments and all. But most investors are interested only in the best assets, saddling the government with the white elephants. The longer the RTC hangs on to the losers, the higher the taxpayers’ tab, already estimated at $166 billion.

But the disposal process is being hindered by the fact that no one knows how much sour real estate the RTC will have to offer. An initial inventory of properties currently under its wing will not be completed until the end of this month. And that is just the beginning. Leonard Sahling, real-estate analyst for Merrill Lynch in New York, figures the government will wind up with at least a $50 billion portfolio when it actually takes over all the thrifts that now are technically insolvent. Others put the total at $100 billion as more S&L’s go belly up in the years ahead.

Nor can the RTC simply dump its holdings on the market wholesale. “Everything we have is for sale,” says Thomas Horton, the agency’s deputy director, “but everything is not for sale at any price.” The government is barred by law from selling its assets for less than 95 percent of fair market value in the six depressed states of the Southwest – Texas, Oklahoma, Arizona, Arkansas, Colorado and Louisiana – where about two thirds of the property is located. Still, “fair market value” is in the eye of the appraiser; Horton admits that properties that cannot be sold at 5 percent discounts will be “re-evaluated” until buyers are found.

The most promising properties in the RTC’s bag, mainly apartment and office buildings whose rents cover expenses, are sure to be snapped up by insurance companies, pension funds and other “deep pocket” investors. But such quality properties are in the minority. The largest proportion of the government’s holdings consists of vacant land, a tough commodity to peddle in the Southwest and other overbuilt areas.

In taking over Charles Keating’s notorious Lincoln Savings & Loan, the RTC acquired some $1 billion worth of property, including plots for 17 planned communities in Texas, Arizona, Colorado, Florida and Louisiana. One of them is the 20,000-acre Estrella Project in the desert 20 miles southwest of Phoenix. Although Lincoln invested $200 million in preparatory work, only three homesites have been sold. Now the RTC’s agent, Mark Randall, is trying to figure out what to do with the property. “Vacant real estate has not fared well in the Arizona economy,” he observes sadly.

Other parcels may not draw buyers – no matter how attractive the price. “They’ll have to be plowed under to grow soybeans,” predicts Michael Aronstein, president of Comstock Partners, a New York investment firm. But while developers may sniff at many of the government’s offerings, interest is cropping up in some surprising quarters. Conservationists already are picking through the pile of unwanted real estate for wildlife preserves and other ecologically valuable property. The Florida Keys Land & Sea Trust, for instance, paid $1.35 million for Crane Point Hammock, a 63 1/2-acre estate that was going to be turned into a resort before its developers went broke. Now, it is slated to become a nature center.

PHOTO : Museum piece. The Phoenician Resort in

PHOTO : Picture perfect. Houston’s historic Franklin National Bank will appear in “Dark Angel”

PHOTO : Scottsdale, Ariz., comes decorated with millions of dollars’ worth of sculpture

PHOTO : Castle keep. The McCune mansion near Phoenix has a 14-car garage, an ice rink and a ballroom with an $80,000 chandelier

COPYRIGHT 1989 All rights reserved.
COPYRIGHT 2005 Gale Group

AN UPDATE ON THE HOs That Run the USA  Inc.

Corporations motivated by insatiable greed endanger us all and must be stopped before it’s too late, veteran journalist Chris Hedges told RT, warning that future generations will suffer immeasurably unless action is taken now.

SEE Planning In The Wake Of Floridas Land Scams


Planning in the Wake of Florida Land Scams
by Hubert B. Stroud, Professor of Geography, Arkansas State University
P.O. Box 2410, State University, AR 72467
and William M. Spikowski, Spikowski Planning Associates
1617 Hendry Street, Suite 416, Fort Myers, FL 33901

Date: SUN 09/24/1989
Section: C
Page: 1
Edition: 2 STAR
Road woes continue/Neighborho od battles county over upkeep

GRANGERLAND – The way Linda Collins sees it, road service in the Pioneer Trails subdivision should be a simple matter of the county accepting responsibility.

Collins and other residents of the subdivision near Grangerland pay taxes to Montgomery County for services that include road maintenance. Therefore, the county owes it to the residents to keep the roads – some of which turn to mush in rain – maintained and passable, Collins says.
“It’s as simple as that,” she asserts.

But that, say county officials, is an oversimplification.

Pioneer Trails is one of the county’s 338 “red flag” subdivisions – unrecorded developments that have substandard roads – still entangled in a complex web.

The web was largely weaved during booming economic times, from the late 1960s through the early 1980s, when the county’s population more than doubled. The county in those years had neither the manpower, nor admittedly always the willingness, to ensure that rural subdivisions were recorded and the roads built up to county standards.

And buyers seduced by the area’s beautiful country environment weren’t inclined to read the fine print on sales contracts to learn for sure if the county or the developer was responsible for long-term road maintenance.

The legacy of the boom is most evident on a Pioneer Trails road named Willowisp, which in one secluded area has deteriorated into more of a grassy trail than a roadway.

It was during the county’s boom-and-build frenzy that Collins, 44, and husband, Raymond, bought property on Springfield Road in Pioneer Trails. By 1979, roads in the subdivision had deteriorated to such an extent that Mrs. Collins and residents stormed the county barn of Precinct 4 Commissioner Albert “Bull” Sallas, demanding repairs.

Sallas acquiesced, patching Springfield Road in spite of the fact, he says, that it wasn’t really the county’s responsibility.

Yet Collins has preserved a newspaper clipping of the encounter at the county barn, where Sallas was quoted as telling the residents, “If you marry a woman with a child, you accept responsibility for the child.”

Collins sees the clipping as an admission from Sallas that he’s responsible for the roads, wryly noting that “the commissioner hasn’t taken very good care of the children.”

Sallas says he never promised the residents he’d maintain all of Pioneer Trails, despite Collins’ claim to the contrary. In addition, he notes that the offices of the district and county attorneys in recent years have tied his hands in legal knots, precluding him from working on roads that aren’t rightfully county property.

“They can send me to the penitentiary if I just go out and fix any old road,” he says.

Sallas and Commissioners Court in 1982 accepted a portion of Springfield Road into its maintenance system, leaving it with a fresh, black-topped surface that’s been well maintained. That portion was accepted largely because it was already in “reasonable compliance” with county standards, Assistant County Attorney Marc Winberry says.

The portion that fronts the Collins property was not in such good shape and consequently was not accepted, the attorney says.

After years of steady deterioration, despite the frequent patchwork done by Sallas, the stretch of road fronting the Collins house became so shoddy – and so hard on a mail carrier’s Jeep – that the postal service last month threatened to cut off delivery to Collins and 50 other residents whose mailboxes line the street.

Outraged by the potential loss of mail service, Collins protested to county officials, who recommended that she petition for the road to be accepted by prescription – a sort of squatter’s rights process that allows a private road to become public after 10 years of continuous public use.

Commissioners Court approved the petition earlier this month and Sallas has since blacktopped the remainder of Springfield Road.

But Collins, though appreciative of the smooth new pavement in front of her house, is unappeased. The county, she says, still owes it to residents of the subdivision’ s back areas – where Willowisp and two other roads are in worse shape than Springfield ever was – to upgrade those streets and keep them maintained, too.

Sallas and the other county officials say they’ll do whatever is economically feasible to upgrade the roads to some degree of higher standards, even though it could be an expensive undertaking.
“The remaining roads have no base and no ditches and would require a considerable amount of work,” County Engineer Don Blanton recently told commissioners.
County officials say the residents may have to consider an agreement whereby the residents would pitch in money or materials and the county would provide the equipment and labor for the road improvements. Such agreements are frequently negotiated with residents of red flag subdivisions, Winberry says.

But Collins isn’t amenable such a proposal.

“That would be double taxation,” she says. “It’s the principle of the thing. These people pay road taxes just like everybody else and are not getting anything for it. They deserve roads that are just as decent as the ones that taxpayers in the rest of the subdivision get.”

Blanton, however, notes that county taxes go to other services besides road maintenance.
“Taxes go for law enforcement, to the health department and a lot of things. Road maintenance is one thing, but that’s actually a fairly small percentage of total taxes,” he says. “If you choose to live inside a city in Montgomery County, you don’t get the road maintenance for your county tax dollars.
“I’m not trying to minimize the fact that those people (in Pioneer Trails) have a road problem. They have a problem we can relate to because we see it every day. The problem goes a lot further than just this single subdivision. ”

Sallas says the Pioneer Trails developer, Kap, Inc., of Houston, should be held liable for improving the roads if at all possible, he says.

Winberry says the developer already has denied liability for the subdivision, but that the county hasn’t ruled out the possibility of suing the company.

The county attorney’s office in recent years has aggressively pursued developers of red flag subdivisions through litigation, forcing many to bring substandard streets up to snuff. The office last year alone recovered $100,000 from developers in agreements reached outside of litigation, Winberry says.

Until an agreement can be hashed out in the Pioneer Trails case, some of the residents there will have to live with the bumps and muddy messes that leave their vehicles in disrepair.

“Pioneer Trails is probably one of the worst examples of an unrecorded subdivision, ” Winberry says. “But it’s by no means unique.”


[CTRL] [1] The Great Texas Bank Job

Kris Millegan Fri, 16 Jun 2000 08:25:02 -0700

Click Here: <A HREF=”“>The Great Texas Bank
Restoring The Bill of Rights One Website at a Time
The Great Texas Bank Job
Campaign Finance Corruption, Colonias Land Fraud, the Texas Judicial MAFIA
and a Whole Lot More, (May 26, 2000 I believe that very shortly I will be
setup AGAIN on more Red Herring FALSE Charges by Local and Probably Federal
Prosecutors. The reality of Retaliation and Persecution for revealing truth
in America is all to real for myself, my children and Debra. Many, Many
BILLIONS were looted using Whitwaters & Castle Grandes all over Texas and
America. As was Castle Grande and Whitewater DIRT ROAD SUBDIVISIONS are how
the Banks and S&Ls were looted in the 1980s and how it was done in the 1920s.
This is a Plea for assistance, the Government wants me silent, DEAD Silent
and as they say in the executioners lounge THIS An’t No JOKE !!!

The Looting of Savings & Loans and Banks in Texas
“The Senate, Congressional, Injustice Department, FBI and State Court Cover
Up Exposed” Congressional Banking Comittee Members PLEASE EXPLAIN the
Thousands of Criminally Developed Dirt Road Subdivisions across Texas (Just
like Whitewater & Castle Grande)


A Texas Sized S&L and Bank Bailout “Congressman JIM LEACH” TALK ABOUT

>From Valley of the Lakes in Pennsylvania, To Whitewater & Castle Grande, Bank
lootings and Land Fraud all over the US.
The Cover Up
Illegal, Unrecorded Subdivisions & COLONIAS, Whitewater, Stone Bridge Ranch,
Valley of the Lakes and Thousands more WAKE UP AMERICA
Closely Compare the Similarities to the Valley of the Lakes RICO Indictments
If you Doubt This ?
here’s HUD’s incomplete ILLEGAL Developmets Maps

56% of $550 Billion is $338 Billion

Texas. Texas has extensive colonias, beyond the border counties as well as
along all but a very few of the border counties. This map is based on map
shown at the State of Texas Site. This map and all the others in this series
are prepared with HUD’s Community 2020 software, for use by citizens,
organizations and local governments everywhere.

HUD’s Half Truth is the Tip of the Iceberg (Montgomery County is not listed
It is well established fact that the Congressional and Senate Banking
Committees have revealed that Dallas and Houston, Texas are the Bank and S&L
Looting Capitols of the United States. ( Little Rock Arkansas NOT ) According
to the General Accounting Office more than 56% of the entire National $550
Billion in losses attributable to Insider Fraud were perpetrated in Texas.
Simple math reveals that if $338 Billion is required to Bailout the S&L and
Banking System at least $338 Billion was Taken. ($676 Billion Final Cost just
in Texas) This Web Site is dedicated to exposing how the Texas and United
States Government condoned, encouraged, participated in and are conspiring to
Cover Up the Real Estate Fraud and similar schemes responsible for the more
than 1.1 Trillion Dollar Bailout of the Deposits that were Looted from the
S&Ls and Banks across America
Considering the fact that names like George H & George W Bush, Henry Hyde,
Jim Wright, Bill & Hillary Clinton, Webster Hubble, Jim & Susan MacDougal,
Guy Tucker, Charles Keating, Herman K Bebee, Oliver North, BUCK Revell ,
Richard Secord, John Poindexter, John Glenn, Senator , Congressman Deconceni
and many, many other well connected Public Figures, Politicians and
Corporations are Directly Involved, is it no wonder that Starr, Thompson,
Glenn, Janet Reno, Edward Messe, and FBI Directors Sessions and Freeh have
demonstrated over and over and over again that our current law enforcement
authorities are terribly, terribly corrupt and unworthy of the Trust of the
American People .
If you do a search engine search of the Terms COLONIAS or Illegal Subdivision
in Florida, Georgia, Alabama, Mississippi, Louisisana, Texas, Arizona, New
Mexico, Nevada and California you will find that there are THOUSANDS of
these WHITEWATER style land fraud schemes all over America. The Federal
Reserve Bank in Dallas, the Texas Water Development Board, the US Dept. of
Housing and Urban Development, the Texas A&M University, the Texas Housing
Coalition and the Texas Border Coalition have amassed great amounts of
information regarding the REALITY of these Land Fraud Schemes (See the
legislative history of Former Texas Penal Code 1137h, Texas House Bill 473,
May 20, 1931 as well as the Texas Property Code Chapter 12 et sec and the
Texas Local Government Code for Subdivision Recording Laws)

This is the US Goverment Half Truth Map
What Other Great Americans Have Said About Corrupt Banksters and Those That
Make Them Possible
If the American people ever allow private banks to control the issue of their
currency, first by inflation, then by deflation, the banks…will deprive the
people of all property until their children wake-up homeless on the continent
their fathers conquered…. The issuing power should be taken from the banks
and restored to the people, to whom it properly belongs. -Thomas Jefferson
History records that the money changers have used every form of abuse,
intrigue, deceit, and violent means possible to maintain their control over
governments by controlling money and its issuance. -James Madison
If congress has the right under the Constitution to issue paper money, it was
given them to use themselves, not to be delegated to individuals or
corporations. -Andrew Jackson
The Government should create, issue, and circulate all the currency and
credits needed to satisfy the spending power of the Government and the buying
power of consumers. By the adoption of these principles, the taxpayers will
be saved immense sums of interest. Money will cease to be master and become
the servant of humanity. -Abraham LincolnDespite these warnings, Woodrow
Wilson signed the 1913 Federal Reserve Act. A few years later he wrote: I am
a most unhappy man. I have unwittingly ruined my country. A great industrial
nation is controlled by its system of credit. Our system of credit is
concentrated. The growth of the nation, therefore, and all our activities are
in the hands of a few men. We have come to be one of the worst ruled, one of
the most completely controlled and dominated Governments in the civilized
world no longer a Government by free opinion, no longer a Government by
conviction and the vote of the majority, but a Government by the opinion and
duress of a small group of dominant men. -Woodrow Wilson
This Land FRAUD debacle is directly connected to the MASSIVE S&L and Bank
Lootings of the 1980s ~ 1990s

Explosive Government Corruption Links

(The Postal, Consumer, Wire and Bank Fraud associated with this Debacle is
(Seems as Though Texas is Not Alone, found this today 2/25,1999 JW)

At search the Southwest and Texas Archives f
or the term Illegal Subdivision and Colonias (Set the Engine for 150 hits on
the archive.) The Associated press QUOTES Texas Governor George W. Bush,
State Attorney Generals and many others identifying these Unrecorded, 3rd
World like, SLUMS or Whitewater Style Developments as ILLEGAL Schemes.
( Search the Houston Chronicle Archives for “Red Flag Subdivisions” or
Potholes and Promises all about Montgomery County’s Crumbling Subdivisions.)

The Government is COVERING UP Massive Banking Crimes
It has been the intentional agenda of these BUMS to allow the statutes of
limitations to expire, memories to fade, and that Justice and Good Government
be Subverted. Right in front of the American peoples eyes, the Republic has
been Raped and Robbed and the Injustice Department and FBI, the Senate and
Congressional Banking Committees continue the Orgy of Corruption and Cover
Up. Justice intentionally Delayed and the Truth Purposely Murdered.
This Page is Greatfully Dedicated In memory of the Bombing MURDER of Mr.
Don Bolles the central figure of the IRE’s Arizona Project and his paying the
ultimate price for Expsoing The Arizona Land and Bank Fraud Schemes of the
1970s. The Land Fraud Scheme known as Valley of the Lakes, and the Houston
Chronicle Series Potholes and Promises regarding 635 Illegal Whitewater Style
Projects just minutes North of Houston are the continuing saga of Government
Endorsed and Perpetrtated Corruption.

Senator Phil Grahm ?
WHY was former Houston Based Assistant US Attorney Henry Onken Pink Slipped
?? Was it his OBSTRUCTING investigations into Land and Bank Fraud in the
Houston area in the 1980s ?? How many LAND FRAUD Cases did the FBI ignore
and COVER UP in Texas during the 1980s ? Valley of the Lakes is identical
in nature to the massive Land Frauds in Texas, why are there so many Valley
of the Lakes TYPE Illegal Land Developments in Texas ? WHO DID THEM why
would the FBI want to keep all this a SECRET ? Open Up the Names !
Montgomery County is not on the Colonias Map (It has 635 ? ? ? )

Governor George W Bush Why the COVER UP ?

The Death of Jim MacDougal in a Texas Prison after he began to cooperate with
the Ken Starr is a very sad thing. Our deepest regards and sympathy to his
Family and Loved Ones. The Federal Government’s singling the MacDougals Out
is a Terribly WRONG and Shameful thing, in light of the Massive COVER UP of
the Crimes associated with COLONIAS Marketing and Financing all over Texas
and around the Nation. The Great Texas Bank Job Mr. Starr, do you deny it
Mrs. Reno and Mr. Freeh ? Come on down to Conroe, Texas and I’ll show you
Obstruction of Justice, Cover Up and Perjury. See USCA 18 Art 4 Mispression
of Felonies and USCA 18 Art 1341 Mail Fraud.
Why Was Jim MacDougal’s medication Taken From Him ? Why was Jim MacDougal
Placed in Solitary ? Why was Jim MacDougal Refused Access to Doctors on the
Day of His Death ? He was a Known Cardiac Patient exhibiting Pre Heart Attack
Symptoms WAS Mr. MacDougal MURDERED to SILENCE HIM ? He knew about LOTS more
Whitewaters in Arkansas and was STARTING TO TALK ! Examine the COLONIAS and
Illegal Land Development FACTS present on this site. WAKE UP your Government

Criminally Negligent Homicide makes for a Clean MURDER
Mr. Ken Starr, why does Montgomery County, Texas admit under Federal Court
ORDER to having 635 ILLEGAL SUBDIVISIONS ? (Not to mention the 3,400 More
Colonias and Illegal Projects across Texas)

Janet Reno, Why did so many dozens of Texas Banks finance these ILLEGAL Land

Why Governor George Bush, does Texas have several Thousand COLONIAS ?

In light of the history of Tex H.B.473 enacted 5/20/31 and Texas Penal Code
1137h and its amendments and recodifications, how was all this CRIMINAL FRAUD
accomplished ? Mr. Starr and FBI Director Willaim Freeh why was the US
Postal System Used so extensively to collect installments Payments on the
unlawful payment contracts for all the Illegal Transactions ?

FBI DOJ What do your Investigations reveal ?
I’ll Bet JurisNot is Right On The Money !

Susan MacDougal, Jim MacDougal, Guy Tucker, Webster Hubble were indicted by
Mr. Starr and his FBI agents. Lets Indict everyone of the BUMS who used
Colonias or Illegal, Whitewater Style, Valley of the Lakes Type,
Subdivisions to Loot Banks and Consumers. Getting Restitution for all those
Defrauded in these Criminal Deals, would as well be the right thing to do.
How many Crooked Land Developers, Bankers, Title Companies, Realtors, or
Promoters have been Prosecuted Mr. John Cornyn ? How many do You Think
Governor Bush ? And yourAnswer is what Janet Reno and Louis Freeh ?


The Price of Whistle Blowing in Texas

(Just Ask Mr. George Green)

The Rape of the Witham Family in the Texas and Federal Courts

A Plea for Help. The corrupt forces behind the Great Texas Bank Job and the
Land Fraud Debacle in America are very considerable. They have repeatedly
falsely arrested myself, torn down my protests at the Montgomery County
Courthouse, filed false and perjured papers and affidavits in Federal and
State Court proceedings and have their sights on stealing our home. They want
me silenced and have repeatedly broken the Law and stripped me of every
Civil Right “you think you have”

Update Oct 27, 1999
Only Crooked Politicians, Bankers and Land Developers are Above the Law

On October 15, 1999 I was just around the corner from our home looking for
my kids lost dog (Pom Pom) I was driving slowly through the neighborhood and
in the opposite lane coming at me I saw a Sheriff’s Cruiser. As we
approached he slowed down and so I stopped to ask if he had seen our dog. I
was very surprised when he turned on his overhead lights and I thought OH BOY
Here We Go. I exited the Truck and immediately was asked who I was and I
repeatedly IDENTIFIED MYSELF and my kids did to. After I gave the Deputy my
drivers License I was arrested for Failure to Identify myself ?? Go Figure
! Then I was hauled off to jail where I was planned to be held for THREE
days at least until the Former DA Mr. Dan Rice secured my release. My kids
were left to fend for themselves and were told by Deputies to drive my truck
home or they would tow it. These Police were directing my 14 year old
daughter to drive our truck around the corner to our house. I was arrested
for Giving My Name and Address and then My Drivers License to the Police !
Today I appeared to get a Court Date and after spending several DAYS trying
to get information on the most recent arrest, I am presented with a Failure
to Appear In Court for a Seat Belt Ticket I supposedly failed to appear on in
1995. I have lived 7 miles from the Court House for almost 8 years in the
same house and almost 5 years later they claim I had a warrant out for my
arrest since 1995 ?Suffice it to say, the Local Corruption is Out to Silence
my Exposure of the Corruption behind the Biggest Bank Job in US History. I
was at this same Court arrested in 1991 for a Contempt of Court that DID NOT
OCCUR and those Charges were dropped after I Proved NO CONTEMPT of COURT in
Reality Occurred.


Update 1/24/98
On Friday Jan 23rd 1998 we finally argued our case against the State
relevant to the secret records connected with the Financial Transactions
connected with 635 Whitewater type developments I exposed in Montgomery
County, Texas. It was Battle Royal with the Judge and State but the records
were declared Public. It took 12 years to get these PUBLIC RECORDS opened. We
will see if the State cooperates next week.

Well surprise, surprise 1/28/98
The stonewall, diversions and lies continue The County Attorney Continues to
COVER UP and Obstruct access to Public Records Judge Wood could care less ???


January 13th 1998
Judge Sam Robertson again completely ignores the law and denies all Post
Judgment Motions to vacate the $9,800 Judgment he baked up against me on imagi
nary Deed restriction claims trumped up against us. It might as well be a
Million Dollar Judgment I am broke and sick. I am not all the way down yet,
but these Crooks are certainly looking for BLOOD. Any honest Pro Bono Lawyers
left ? Please help my family.

February 20, 1998
Judge Sharolyn Woods continues to ignore the Texas Open Records, Civil
Rights laws (Yen Right) Our Freedom of Speech is Murdered. The idea here was
not to give us a Trial at All. The Law works like a Swiss Rolex when they
want to RAPE you. When you have a real case against the Government the whole
process does not work and is very, very corrupt. Just ask Paula Jones why
Susan Weber Wright Summarily Dismissed her case against President Clinton !! (
Later to discover CLINTON LIED) Montgomery County and the Bankster Gangs
behind the Politicians, Crooked Lawyers and other assorted Con Men involved
in the 635 “Whitewater Style Subdivisions” that Montgomery County has been
forced to admit to, apparently have plenty of pull with this Good Ol Girl. Ou
r Case is Summarily Dismissed without any explanation. The State definitely
wants me out of the picture and Silenced.

May 12, 1998

The crooked lawyer William Fowler in the imaginary Deed Restriction case,
right in my face informed me about how much the Courthouse Gang HATES ME. He
loves it, they give him everything he wants ILLEGALLY.

I am really up against the Courthouse, County and State Politicians and their
Gang of Crooked Judges and Banksters. Please if you would, help my family any
way you can.

An honest Pro Bono Lawyer would be nice are there any left in Texas ?
Aloha, He’Ping,
Om, Shalom, Salaam.
Em Hotep, Peace Be,
All My Relations.
Omnia Bona Bonis,
Adieu, Adios, Aloha.
Roads End

It began LONG before the 2000s

6 days ago – Last year, the home flipping rate across the country was down to its … MiamiDade is one of the most expensive areas in the nation for … Growth of Sarasota-Manatee home prices lags state, U.S. [Sarasota Herald-Tribune]
May 18, 2010 – Here’s How Widespread Mortgage Fraud Created The Housing Bubble. Keith Jurow … Lying Became the Ticket to Real Estate Speculation.

How Speculative Madness Changed the Housing Market

Mar 30, 2010 · Phoenix had become a hotbed of speculative buying. By March 2005, monthly home sales had climbed to nearly 10,000, up 13% from March 2004 and 73% higher than March 2001 sales. Speculative interest was so great that the inventory of homes for sale had plunged from 23,000 in March 2004 to a mere 3,000 a year later.


  • Terms of Endearment: How the Speculative Madness Was …

    Apr 13, 2010 · (WESTPORT, CT) — In the first article of this three-part series, we examined how a speculative mania had propelled the creation of a housing bubble in 2004-2005. In this report, we will describe how it was fueled by absurdly easy financing terms.

    • Author: Keith Jurow
    • How Widespread Mortgage Fraud Toppled the U.S. Housing …

      Apr 27, 2010 · Residential News » Residential Real Estate Edition | By Keith Jurow … In September 2004, the FBI reported that there was a “growing epidemic” of mortgage fraud in the country that could eventually cause the collapse of the housing market. No one paid much attention. After all, this was right in the middle of the housing bubble, home prices …

      • Author: Keith Jurow

      Why bubble-era home mortgages are a disaster waiting to …

      There is still a substantial mortgage mess from the 2008-2009 financial crisis. From Keith Jurow at Delinquent loans still haunt the housing market Everett Collection Remember all those sub-prime mortgages that blew up in 2007 and popped the housing bubble? The widely-held consensus is that millions of them were foreclosed as housing markets cratered.…

      Foreign buyers drive up Miami, FL real estate market … – Miami Herald

      Jun 5, 2019 – Real Estate News … This series explains why that’s so and what it means for the region and its … “We must have looked at 20 or 30 properties and made five to seven … After the 2009recession crippled Miami’s real estate market, foreign … Florida had the largest gain of domestic migration from July 2017 to …

      South Florida home flippers still on the hunt as prices rise | Miami Herald

      Aug 6, 2015 – Politics · Elections · The Florida Influencer Series … Real Estate News … Even as local real-estate prices soar, home flipping is still a big business in South Florida. … RealtyTrac found that flippersin the area can buy a home for $98,000 and flip it for $162,000 within five months. …. June 14, 2019 08:05 AM …

      Secret Miami real estate deals took hit after federal … – Miami Herald

      Jul 18, 2018 – A new study may measure just how dirty Miami real estate really is. Economists looked at a recent federal crackdown on cash home sales and … FinCEN had previously announced rule changes with news … and said they plan to submit their paper for publication to academic …. June 14, 2019 08:05 AM …

      May 18, 2010 – In a fivepart series published in July 2009, however, the Miami Herald Tribune declaredthat house flipping became a national pastime during …

      From: “judson witham” <>

      Subject: Crooked Developers & Banking Collapse


      CC: “Bobby Harmon” <>, “David Farmer” <>, “Michael Dowling” <>, “James Cribley” <>, “Lawrence Goya” <>, “Pension Benefit Guaranty Association” <>, “Robert Bruce Graham” <>, “Nathan Aipa” <>, “Michael Mukasey” <>, “Curtis Ching” <>, “Steven Guttman” <>, “Hugh Jones” <>, “Linda Lingle” <>, “James B Nicholson” <>, “Excutive Office for U.S. Trustees” <>, “David A. Ezra” <>, “Kevin S.C. Chang” <>, “Barry M. Kurren” <>, “Sue Beitia” <>, “Office of Inspector General US Dept of Justice” <>, “Colbert Matsumoto” <>, “George Will” <>, “Ruth Ann Becker” <>, “Hawaii Chapter Nature Conservancy” <>, “Haunani Apoliona” <>, “Michael Marsh” <>, “Leroy Colombe” <>

      Date: SUN 06/21/1987
      Section: 1
      Page: 1
      Edition: 2 STAR

      POTHOLES & PROMISES/Montgomery County’s crumbling subdivisions/ Homeowners handle property woes

      By CATHY GORDON, Staff

      Polish immigrant Steve Szladewski’s ruddy complexion grows redder as he rattles off the sales pitch that led him to buy property in the Shepard’s Landing subdivision in Montgomery County.

      Former astronaut Alan Shepard, the subdivision’s developer with former Houston Mayor Louie Welch, was to be his next-door neighbor, a salesman bragged. Szladewski’s land, though bordering the San Jacinto River, was unlikely to flood. And the horseshoe-shaped road winding through the subdivision would be paved.

      “Alan Shepard didn’t move next door. A guy from New Jersey bought that lot,” said Szladewski, a small, gray-bearded man who struggles with his English.

      The road also failed to materialize, and on one occasion, Szladewski anchored his tiny clapboard house to two large oak trees to save it from being swept away by the rain-swollen river.

      “In Poland, I learn people in America help each other. But in America, I learn sometimes they say things so you buy.”
      Szladewski is not alone. Shepard’s Landing, developed in Montgomery County’s real estate boom of the late 1960s through early 1980s, is one of hundreds of problem-plagued subdivisions that have come back to haunt the county and its residents during the bust.

      They are speckled throughout the county’s dense pine forests, the legacy of a ripe economy gone sour. In many instances, they are the handiwork of unscrupulous developers who skirted the county’s rules to make a fast buck.

      Some developers, however, say the county is to blame for encouraging development without spelling out or enforcing any restrictions.

      Some of the subdivisions have plats recorded with the county as required by state law. Others – about 600 – are unrecorded or “red flag” subdivisions that do not meet county road and drainage standards and have no plats, or plans, filed.

      All of them hold disgruntled, heartbroken homeowners with similar stories:

      When Mike and Pam Jordan purchased five acres of land in The Wilderness subdivision off FM 1488 for $21,000, they were told there would be no problem in getting basic services such as electricity to their wooded lot.

      “But we found out it really was the wilderness,” said Jordan. The only access to their trailer home is a narrow, muddy gas pipeline easement. No electrical easement to his property exists. The couple lived by a gas lantern for several months and had to pay $2,000 to run a wire through the woods and hook up with an electrical line. Their utility bills run double as a result.

      In the recorded Park Place mobile home subdivision near Magnolia, the streets are named after those in the popular board game, Monopoly. But the similarity stops there, says resident Pat Wuensche, whose back yard on West Boardwalk is mushy with sewage.

      Thirty families have joined the Texas attorney general in suing the developer, claiming he falsely represented that septic tanks would work in the subdivision’s soil.

      Wuensche said she is still waiting for the 24-hour security, recreational facilities and county-standard roads she was promised.

      In the Indian Hills subdivision off 2978, Richard and Mary Blunk were shown a developer’s plat of the subdivision, reflecting a nice chunk of property on which they later built a home. They later discovered that the subdivision’s road cut through an area reflected on the map as their property.

      Residents in some problem subdivisions are denied basic services such as mail delivery because of roads that turn into slick obstacle courses at the first rain. School bus drivers refuse to travel them. Fire and ambulance personnel live in fear of the day someone dies because an emergency vehicle cannot clear the mud and potholes.

      Realtors won’t waste their time listing such properties.
      Hardly a Commissioners Court session goes by where residents don’t plead for help from the county.
      The county has decided to go to the courts.

      “In the past, I think developers thought `what’s the county going to do? They don’t have the stuff to come after me,”‘ said County Engineer Don Blanton. “I think they realize the county means business now.”

      Last year, the county hired attorney Nelda Radabaugh to address the problem and force developers to comply with the subdivision requirements. She has sent numerous warning letters to developers asking them to upgrade their roads and drainage systems and has filed a lawsuit against one developer, S. E. Rutledge, of the Southern Pines subdivision off FM 1314.

      In the past, county officials bowed to public pressure, maintaining the substandard roads to please constituents and gain votes.

      But a downturned economy, tighter road and bridge budgets and a need to properly address what’s become a monumental problem has all but precluded that practice, say county officials.

      Radabaugh said most developers the county has contacted are cooperative. “But some of them are bankrupt, gone to Timbuktu, Kansas, hiding.

      “We don’t base our investigation on which residents are screaming the loudest. It has to be on which subdivisions are the worst. It’s not easy explaining to someone `Yes, your subdivision is bad. But you’re number 400 on the list.”‘

      Jack and Ernestine Daniel, residents of the Southern Pines development, hope the county’s efforts will pay off.

      They joke that they own lakefront property. The subdivision has no drainage ditches. When it rains, the water puddles up in chug holes, some nearly as wide as the road itself. Water moccasins sunbathe on the road after the water recedes.

      Mrs. Daniel has named the subdivision’s narrow, dirt roads herself: Rub Board Road, Slip ‘N Slide Drive and Dip ‘N Dive Drive.

      “It about says it all.”

      To hammer her point home, she sent notices to the developers, inviting them to “The super slide and roller coaster ride in Southern Pines.” The letter continues “bring your bulldozer, dump truck, backhoe or grade as the pot holes and mud holes are at least three to four feet deep. Use of an ordinary car will destroy your tires, shocks and springs and put bruises on your skull.”

      A postscript reads, “The next invitation will not be as cordial.”

      “Our children have been embarrassed to bring friends home,” Mrs. Daniel said. “The head coach at Sam Houston State came out here once to talk to our son. He said he never had to come down such deplorable roads in his life to recruit a boy.”

      Polish immigrant Szladewski hopes the county’s efforts will benefit him as well.

      His property in the unrecorded Shepard’s Landing subdivision off FM 2854 is not only in the flood plain, it’s in the river bed. County officials have told him his home would have to be built 21 feet off the ground to be above the 100-year flood plain.

      Shepard, Welch and businessman Jack Coogan initiated the project. A now-defunct Conroe real estate brokerage company sold the lots.

      The county filed misdemeanor charges against the three investors in 1980, claiming the subdivision was falsely represented as county approved. The investor’s attorney, Dan McCrary, said the charges were without merit and were dropped on condition that certain things be upgraded at the development. None were.

      McCrary said purchasers in Shepard’s Landing signed letters acknowledging the land was in the flood plain.
      “This is nothing my clients have escaped from unscathed,” he said. “They’re still paying for this flood plain property.”

      Szladewski, with the help of a neighbor, keeps the lone road in the development graded. But land that he paid $4,000 an acre for has been appraised at $500.

      He said he relied on the word of a salesman “and got taken. They told me it was recorded subdivision. They promise to fix the roads. They say they build a nice entrance to subdivision, something beautiful. We have nothing.”

      Szladewski said he figured the subdivision would be well maintained when he was told Shepard would be his neighbor. “And Louie Welch, they say he build on lot 11 or 12.

      “In Poland, I learn nobody cheats in America because everybody helps each other. If one person’s house burns, neighbors build another. That was America in my mind.”

      In the Park Place subdivision off Dobbin Huffsmith Road, residents are hoping Attorney General Jim Mattox’s lawsuit against the developer will stop an odor the development on hot, humid days.

      Mattox visited the recorded subdivision in 1984, declaring it unlivable. He then sued developer C.L. Conner, alleging he misrepresented that septic systems would work in the subdivision’s soil.

      Residents want the developer to install a central sewage system or buy them out.

      “When the wind blows just right, the smell can knock you over. It’s like living in a cesspool,” said resident Ralph Schafer, who chose the mobile home subdivision as his retirement home four years ago. He paid $10,000 for his lot.

      “I wouldn’t have paid that much if it weren’t for all the amenities promised. They advertised this place like your favorite vacation resort. My wife and I used to like Las Vegas, but boy, this is no where close. My wife is even ashamed to have friends over to dinner because of the smell.”

      Schafer and other residents say they were promised 24-hour security and recreational facilities that never materialized.

      Conner claims the soil is suitable for septic tanks but several residents had systems improperly installed. He denies misrepresenting the development, and said he sued his contractor for not completing road shoulders.

      Park Place civic association president Wuensche said residents suing over the septic systems have proof they were inspected by the county.

      She is convinced a lingering kidney infection was caused by the problem with septic overflow.

      “Our drinking water is well water and if the sewage is seeping into the ground, it would be in our water,” she said. “I had a $3,000 water-filter system put in and have had no problem since.

      “The sad thing about situations like this is you’ve got so much money invested and you’re just stuck.”

      Joe and Judy Patterson, residents of The Wilderness subdivision southwest of Conroe, can sympathize.
      They purchased 18 acres last year and were not told by salesmen that the development could be under water in a few years, the potential site for the Lake Creek reservoir.

      “It’s not so much the things they did tell us, it’s the things they didn’t,” said Mrs. Patterson. “We were misled on a lot of things.”

      The couple was told that the dirt roads would be graded by nearby oil company workers.

      “And that’s not true,” said Patterson who has repaired the suspension on his new truck twice within a year because of the rugged roads.

      “We’d like to sell,” he said. “But where are you going to find another fool like us?”


      Hapa1234 wrote:


      little gray fox with the catbird seat {harmon}

      Ck out:</></></></></></></></></></></></></></></></></></></></></></></></></></></></>