America Looted MUD & MONEY

Oath Keeper Testimonial – Oath Keepers

Judson Witham: Testimonial: I have witnessed first hand the Great American Sell Out and the Looting of America by Treasonous Persons and Entities over the past 40 years.

Pop2

Treasury would be  US  Secret Service AKA   FBI and  DOJ   …..   PS   This  Corruption began LONG Before the 1970s  take a listen to The Foreclosure Hour 

GREAT AMERICAN REAL ESTATE SCAMS AND RACKETEERING

fhour

Treasury would be  US  Secret Service AKA   FBI and  DOJ   …..   PS   This  Corruption began LONG Before the 1970s  take a listen to The Foreclosure Hour 

The VAST World of  Churning Flipping Daisy Chains and Dirt Dealing …. The Grand Money Laundering Machines PANAMA PAPERS on Steroids

Beware The Ranchero Racketeers

For some Great Information on  Land Speculations and Swindles   SEE HOW  It’s been done in Australia since the early 1800s

MONEY

Did Judson Witham Say   GLOBAL FINANCIAL CRISIS

MASSIVE BANK LOOTING and Bush N COMPANY, Cover Up an …

The reason for all the SECRECY is The Land Records and TAX Office mapping, County Surveyors Records and OH YEAH , INSURANCE REGULATORS papers would be DEVASTATING. Congress picked Base Ball and Steroids because these CROOKED BASTERD WIMPS do not have the integrity or NERVE to Probe and Investigate The Great Texas Bank Job.

What actually Happened ( For the Complete Idiot …

From the Author of America Looted Stupid, Felonious Colonias, The Great Texas Bank Job and It Takes a Pillage the unvarnished FACTS of the Gang Rape of America AMERICA’S LAND and BANKING SCAMS ARE MASSIVE ….

<the death in arizona of the kemper marley machine>

apfn.net/dcia/marley.html

Sera was giving affidavits regarding the land fraud of Ned Warren. It is the thesis of this book that this contract was given by establishment attorney, Neal Roberts, who was described in the ARIZONA PROJECT as the murder broker in the Bolles killing.

The VAST History of American Land and Banking Swindles 

TOXICZOMBIEDEVELOPMENTS

TGTBJ2

  • Mortgage Fraud: Understanding and Avoiding It – Investopedia

    https://http://www.investopedia.com/articles/mortgagesrealestate/10/how…

    It is important to note here that fraud for profit can be committed by any professional in the loan transaction chain including the builder, real estate sales agent, loan officer, mortgage broker …

  • REAL ESTATE FRAUD SCHEMES Equity Skimming (or equity stripping): A false appraisal, inflated purchase price, an unrecorded lien, or any combination of the three, are used to get quick cash. After creating fake equity, or eliminating any real equity that the property may have, the fraudsters take off …

  • Straw Buyer Beware: The Tricks of Mortgage Fraud

    https://bellahperez.com/straw-buyer-bewaretricksmortgagefraud

    They can also be represented as secret tricks known only by industry experts, a hook used by shady real estate agents and mortgage fraud rings. In a 2006 case in California, a real estate agent used her daughter as a straw buyer for a client with poor credit, without him realizing this involved fraud.

  • Real estate agent faces up to 30 years in prison for …

    real estate agent pleaded guilty Tuesday to his participation in a mortgage fraud scheme, dating back to 2008. In the latest update on his case from the United States Attorney for the District …

  • Real Estate Deed Fraud – Deeds.com

    • As real estate owners and industry professionals, we understand the importance of regular maintenance, property insurance, and other routine tasks designed to preserve the value of what is, for many of us, our most significant asset — our real estate. One thing that often escapes our attention, though, is a routine examination of the public records.Recent stories in Texas, Illinois, Pennsylvania, Ohio, and Florida tell us about people from every walk of life who were shocked to discover that…

    See more on deeds.com

  • Mortgage Scams And Tricks – Mortgage Terms – real estate agent

    https://www.realestateagent.com/…/mortgage-scams-and-tricks.html

    Deceptive practices used by mortgage loan providers and other participants in the mortgage process. Scams by Loan Providers: Lenders and mortgage brokers may employ a number of tricks to increase their income from originating a loan, at the borrower’s expense.

  • “Mortgage Fraud Schemes” in Nevada (NRS 205 … – Shouse Law

    https://http://www.shouselaw.com/nevada/mortgagefraud-scheme.html

    Commercial real estate loans: Here, distressed owners of commercial real estate create fake leases in order to inflate their property’s worth. This tricks mortgage companies into giving the commercial real estate owners loans they’re not qualified for. 2) Mortgage fraud perpetrated by home sellers, mortgagers, appraisers, or escrow agents

    • 5/5
    • Author: John D.

     

Florida leads nation in mortgage fraud | Miami Herald

https://http://www.miamiherald.com/news/business/realestate-news/article…

The Miami-Fort Lauderdale-Pompano Beach area led the pack in mortgage fraud among metro areas, accounting for 12.3 percent of all loans investigated for fraud in 2013, the report said.

 

 

 

Judson Witham
Mispression of Felonies, Cover Up The Great Texas Bank Job
Fri Oct 29, 2004 10:59
207.160.231.7

If you are correct, and I have seen bigger surprises, then Mr. Kerry Must Be Delt with as well. Here is a letter I wrote this morning to a friend in the Real Estate Business. Suffice it to say READ the Letters and Responses to the FDIC office of FOIA and the Arkansas US Attorneys Offices below. The Title Investigations are were the DIRT comes to light. Title Work is to Bank Fraud as DNA is to Homicide Investigations. Elliot Spitzer needs to KNOW their is Insurance Company Prints and DNA all over the Massive Bank and S&L Lootings of the last few DECADES. Peace

________________________________________________________-
EFOIA@FDIC.gov

I suggest to you that Defects In The Title Examination and Insurance phase of a SUBDIVISION Bank/S&L Financing Transaction, is to Bank Looting as DNA and TRACE EVIDENCE is to Homicide Investigations. Somebody at FDIC is hiding something !

http://www.1800lawinfo.com/practice/panews.htm?parea=Securities+Fraud

Elliot Spitzer’s PROBE of Insurance Companies is quit timely. You see Title Insurance Policies being Financial Instruments SECURING Titles to land being developed and marketed from THOUSANDS of Illegal Subdivisions DO NOT PASS THE SMELL TEST.
Title Policies ARE FINANCIAL SECURITY INSTRUMENTS- NO ?

judson witham <jurisnot@yahoo.com>wrote:
Date: Thu, 28 Oct 2004 13:09:47 -0700 (PDT)
From: judson witham
Subject: RE: FOIA Log # 04-0647
To: EFOIA
CC: ffisch@fdic.gov

Suffice it to say, Lender Indemnity Insurance, or Title Policies on Land Developments being Financed by Institutions is Loan Officer 101 stuff. Indemnity Policies involving Land Subdivisions or Real Estate Development practices is NOT Rocket Science, so I could not disagree with you more, and believe that You Know very Well what Catagory of information that is being sought. Anyone who has ever bought a piece of land or home through a Federally Insured Loan Program ie FDIC, FSLIC, FHA, FmHA, HUD, VA, Fannie Mae, Freddie Mac or who ever KNOWS that Title Insurance is a REQUIREMENT. The Title Insurance Practices or Title Abstracting associated with underwriting Title Insurance for Real Estate Lending is FIRST YEAR COLLEGE STUFF, you insult my intelligence.

Please reconsider your position and Let Me Know what types or catagories of information your agency DOES CONTROL that reveals who was Checking Title on all the REAL ESTATE SCHEMES and CONS associated with the Massive Bank and S&L Debacles of the 1980s/1990s. You know the Bank Officers had a FIDUCIARY OBLIGATION to only lend on LEGAL LAND DEVELOPMENT PROJECTS. Hey maybe even the Historical Context on such LAND LENDING going back to the 1920s, 30s and 40s, 50s and 60s, 70s may be in order. SOMETHING IS ROTTEN IN DENMARK, I think would be an understatement. I appreciate your cooperation.

So you can better understand what an ILLEGAL SUBDIVISION IS I provide you with the following VERY EDUCATIONAL LINKS on Bogus, Corrupt and Fraudlent land Development, FINANCING and Marketing Practices.

http://www.unescap.org/huset/land_policies/#_1_20

http://www.co.cochise.az.us/treasurer/LandFraud.htm

http://www.spikowski.com/landscam.htm

Thank You

Judson Witham

EFOIA <efoia@fdic.gov>wrote:
VIA E-MAIL ONLY

Mr. Judson Witham

P.O. Box 309

Chadwick, Missouri 65629

Dear Mr. Witham:

RE: FDIC FOIA Log No. 04-0647

This is in response to your electronic mail message of October 26, 2004, in which you posed various questions with respect to “Title Insurance Western Bank and Texas Subdivisions Development Loans.” Specifically, you asked:

“Who provided the Lenders Indemnity Policies to Western Bank for the Texas Subdivisions Developments and Subdivisions Western Bank Financed? Who provided Title Insurance to the Consumer Purchasers of Lots at these developments? Were the SUBDIVISIONS lawful and properly platted and approved RECORDED and ACCEPTED Subdivision Developments? Who were the lead attornies for your offices who delt with the RTC and the Western Bank Failure investigations? Were all of Western Banks Real Estate Developments Lawfully Platted and Recorded APPROVED Texas Subdivisions? Who ABSTRACTED the Titles at these developments for the DOJ and US Government?”

You submitted your request via a link to the Freedom of Information Act, 5 U.S.C. § 552 (“FOIA”) on the FDIC’s Internet web site, http://www.fdic.gov. Thank you using our agency web site.

The FOIA requires that a request reasonably describe the information sought and it be made in compliance with an agency’s published regulations, including those pertaining to fees. A reasonable description is one that would enable a professional agency employee reasonably familiar with the subject matter of a request to locate the information requested with a reasonable amount of effort. Our published regulations provide, at 12 C.F.R. Part 309.5 (b)(3), “A request for identifiable records shall reasonably describe the records in a way that enables the FDIC’s staff to identify and produce the records with reasonable effort and without unduly burdening or significantly interfering with any of the FDIC’s operations.”

Your request does not describe the information that you wish to obtain in a way that would enable the FDIC’s staff to identify and produce that information with a reasonable effort. Instead, your request poses a series of questions with respect to “Title Insurance Western Bank and Texas Subdivision Development Loans.” To comply with your request, we first would have to undertake research to locate records that might contain relevant information. We then would have to analyze those records in order to prepare a separate narrative response to each question. The FOIA, however, requires that an agency undertake a records search reasonably calculated to lead to the retrieval of all reasonably described information. The FOIA does not require that an agency undertake research or analysis, create records, or prepare narrative explanations to questions. Accordingly, we are unable to further process your request beyond sending this electronic mail message.

Some of the questions that you posed appear to relate to official investigations which may have been conducted by the RTC. Much information with respect to RTC investigations already has been made publicly available pursuant to paragraphs (a)(1) and/or (a)(2) of the FOIA. Paragraph (a)(3)(A) of FOIA provides that, “Except with respect to the records made available under paragraphs (1) and (2) of this subsection, each agency, upon any request for records which (i) reasonably describes such records and (ii) is made in accordance with published rules stating the time, place, fees (if any), and procedures to be followed, shall make the records promptly available to any person” (emphasis added). The FOIA does not require that FDIC produce, in response to a request made pursuant to paragraph (a)(3)(A), information made available to the public pursuant to paragraphs (a)(1) and (a)(2). Therefore, to the extent that your request may seek information that already may have been made publicly available in FOIA Reading Rooms or otherwise under paragraphs (a)(1) and/or (a)(2) of the FOIA, you may not request that information under paragraph (a)(3).

Our published regulations provide that a FOIA request shall contain “[a] statement agreeing to pay the applicable fees, or a statement identifying a maximum fee that is acceptable to the requester, or a request for a waiver or reduction of fees that satisfies paragraph (f)(1)(x) of this section[.]” 12 C.F.R. Part 309.5 (b)(2)(iii). In accordance with these regulations, for FOIA fee purposes, your request was categorized to be for other than commercial use. Therefore, you would be entitled to two hours of free search time and to one hundred pages of free duplication, and would not be assessed any review costs. However, you would have to agree to pay all other direct costs of search and duplication, whether any responsive information was located and, if located, whether any such information was disclosed or withheld. If the estimated costs were likely to exceed $250.00, you also would have to tender an advance deposit equal to twenty percent of the estimated costs.

In your letter, you agreed to pay only duplication costs of $0.10 per page. Even if we could comply with your request, the direct billable search and duplication costs could be substantial, and easily could exceed $250.00. Moreover, the very nature of some of the information that you requested (e.g., information with respect to third party consumer purchasers), makes it unlikely that FDIC would possess that information. Even if such information could be located, that information ultimately might be determined to be exempt from disclosure. Therefore, little, if any, useful information ultimately might be disclosed to you. You would, however, be responsible for the payment of all direct billable costs.

The FOIA is an information access statute that allows a person to request access to agency records concerning the operations and activities of the Federal government. The FOIA is not a substitute for civil discovery or for independent research, such as researching county land records and plats. Compliance with the requirements of the FOIA and with an agency’s published regulations are a prerequisites to an agency’s duty to search for and retrieve any responsive information.

For the foregoing reasons, we now are closing your request file. You may, of course, submit a new FOIA request at any time in compliance with the FOIA and the FDIC’s published regulations, including those pertaining to fees. If you have any questions, you may contact me at (202) 736-0526 or may contact Senior FOIA Specialist Jerry Sussman of my staff at (202) 736-0532.

Sincerely,

Fred Fisch

Supervisory Counsel

FDIC Legal Division

(202) 736-0526

ffisch@fdic.gov

—–Original Message—–
From: jurisnot@yahoo.com  [mailto:jurisnot@yahoo.com ]
Sent: Tuesday, October 26, 2004 10:03 AM
To: EFOIA
Subject: FOIA Request Form _

* This Email was sent from the EFOIARequest application on the Production server www2.fdic.gov. *

The following EFOIA Request was sent on October 26, 2004 at 10:03 AM.

SENDER NAME:
Judson Witham

E-MAIL:
jurisnot@yahoo.com

FIRM:

ADDRESS:
PO Box 309
Chadwick, MO 65629

PHONE:
417-877-6829

BANK NAME:
Western Bank Houston

BANK LOCATION:
Houston Texas

MAXIMUM FEE:
.10 cents a page

INFORMATION
REQUESTED:
judson witham wrote:

Date: Mon, 25 Oct 2004 08:47:33 -0700 (PDT)
From: judson witham
Subject: Title Insurance Western Bank and Texas Subdivision Development Loans, Whitewater/Castle Grande and Arkansas Subdivision Loans etc. et al

To: FSMinfo@arwd.uscourts.gov
CC: FAYinfo@arwd.uscourts.gov

To whom this concerns:

Who provided the Lenders Indemnity Policies to Western Bank for the Texas Subdivisions Developments and Subdivisions Western Bank Financed? Who provided Title Insurance to the Consumer Purchasers of Lots at these developments ? Were the SUBDIVISIONS lawful and properly platted and approved RECORDED and ACCEPTED Subdivision Developements ? Who were the lead attornies for your offices who delt with the RTC and the Western Bank Failure investigations ? Were all of Western Banks Real Estate Developments Lawfully Platted and Recorded APPROVED Texas Subdivisions ? Who ABSTRACTED the Titles at these developments for the DOJ and the US Government ?

THANKS </efoia@fdic.gov></jurisnot@yahoo.com>

 

 

 

DeepStatePaymasters

 

TGTBJ2

From: judson witham <jurisnot <at> yahoo.com>
Subject: DOJ – FBI A MASSIVE DISGRACE – EVIDENCE – PATRIOT SUMMIT CALL – FOLLOWING THE Elections and MONEY BACKWARDS
Newsgroups: gmane.culture.discuss.cia-drugs
Date: Tuesday 10th July 2007 16:59:13 UTC (over 11 years ago)

IT GOES WAY WAY WAY Deeper than the Attorney Firings !!!!!!
    The FINANCIAL RAPE of AMERICA
  Stop the Coup d'etat

  

  http://www.whitehouse.gov/fellows/news/spring2002_02.html
   
  Colonias Domestic Study Policy Trip 
   
  DIRT ROAD SUBDIVISIONS - "Red Flag Subdivisions" illegal UNPLATTED,
UNRECORDED Land Fraud JUST LIKE Montgomery County, sorry JUST THE FACTS
   
  
          SPRING 2002  VOLUME 26
   
  The White House Fellows kicked off their first full day in Texas with an
escorted tour of three colonias. They were accompanied by HUD and Fannie
Mae representatives who outlined the complex factors fueling colonia growth
and the challenges faced by colonia residents as a result of having limited
access to critical infrastructure and potable water. After the tour,
Fellows participated in a meeting hosted by the El Paso Colonia Coalition,
a group of local non-profit organizations that work with state agencies to
improve sub-standard living standards in colonias.
   
  This is the Whitewater - Castle Grande - DIRT ROAD SUBDIVISION CONS - J
Witham
   
  Montgomery County TEXAS in US District Court before SENIOR JUDGE DeAnda
listed 635 of these ILLEGAL SUBDIVISION FLIPS.  
   
  IF anyone can prove me wrong FEEL FREE !!!!!

Jud Witham  wrote
    OPERATION Anti- Financial Coup d'etat 
  Patriot SUMMIT being called.  
   
  There are many TRUTHFUL accounts of massive financial swindles and
diversions of MASSIVE amounts of money bantering about the net.   The
Ameri-Quest CONS for instance turned out to be much larger than first
expected by a very close contact.  The Enron, MCI, Dynergy, Fannie Mae,
Freedie Mac, and the S&Ls and Banks well all those CERTAINLY occurred. 
Ollie North and Secord N COMPANY seemed to be able to move HUGE SUMS and
even buy WEAPONS SYSTEMS, BCCI, and the Ollie North Herman Bebee, S&L money
is REAL and the FINANCIAL COUP D 'ETAT mechanics well folks IT'S REAL.
   
  The bottom line is MUCH of these looted funds and BLACK OPS slush funds
are WORMING their way back into certain folks campaign war chests.  The
MAFIAS the Election MAFIAS if you will are ARROGANT and LETHAL, they have
NO INTEGRITY and as such as without any doubt a THREAT to Liberty.  It is
long over due, a SUMMIT must be called and it MUST NOT be hijacked by the
DISINFORMERS and those who HATE FREEDOM.
   
  ANYONE who feels ol Judson is a FAKE or running a CON, well, take the
time to read the HOUSTON CHRONICLE articles posted below and KNOW THIS,
Judson has FBI and US Secret Service and FEDERAL COURT records to BACK UP
EVERYTHING he claims !!  Oh yeah UPI, AP, ABC, FOX, CBS, PBS, NYT, WASH
POST, MIAMIA HERALD, papers from Phoenix to Seattle, and Congress and the
Senate ALL KNOW that Ol Judson is NO FRAUD or FAKE.  The Stone Bridge Ranch
collapse and KAT WOOLFORD, RTC, FDIC and the DOJ, yup Alberto Gonzales and
YUP 43 know FRIGGIN WELL, Judson Witham is NO Con Man !!!!!!!
   
  US Secert Service Agent Rick Williams and FORMER US ATTORNEY Henry Onken
from HUMBLE TEXAS, Senator Kay Hutchinson, Kevin Brady, Joe Barton, John
Cornyn they all KNOW, the Great Texas Bank CONS, and the LAND DEVELOPMENT
FLIPS all are REAL.  Judson Is NO Fake
   
  Oh yeah, the S&L and Banking Debacle actually happened and well VOTE
CAGING and Funny Elections are are VERY WELL KNOWN FACTS.  
   
  The TAKE OVER of our Constitutional Democratic Republic by ULTRA RICH and
ULTRA CORRUPT gangsta types well IT IS REAL FOLKS and well AMERICA NEEDS
ALL HER PATRIOTS and NOW like Never Before.  I am CALLING A SUMMIT, fakers
NEED NOT APPLY
   
  DISINFORMERS BEWARE, LIBERTY AND FREEDOM ARE MUCH BIGGER TAHN YOU, DO NOT
UNDERESTIMATE OUR RESOLVE
   
  Judson Witham
  Son Of Swamp Fox
   
  Dr. Phillips is A Kattskill Bay, Lake George NY, Bark Eater Mountains
LAST OF THE MOHICANS, REAL McCoy.  A Life Long Friend
   
    OHIO 2004 : ANOTHER STOLEN ELECTION 
  THE CASE FOR HAND COUNTED PAPER BALLOTS. ADDRESS TO WE COUNT CONFERENCE
... HACKING THE VOTE IN MIAMI COUNTY. ANOMALOUS PRECINCTS IN DELAWARE CITY
...
web.northnet.org/minstrel/alpage.htm - 4k - Cached 
   
   
    Planning in the Wake of Florida Land Scams 
  Florida's Growth Management Era. WHEN LAND SCAMS BECOME BOOM TOWNS ...
State land planning and regulation: innovative roles in the 1980s and
beyond. ...
  www.spikowski.com/landscam.htm - 74k - Cached 
   
   And you thought the  Clintons LAND / S&L Cons were Original  
   
  Ah yes the Great Pension Fund CONS
   
  Public pension funds take 
a risky gamble - It's NOT just Ameri -Quest and the Title Insurance CONS -
GOES WAY PAST The Penn Square and Continental Illinois and good fellas
ROBERT L. VICKERS and the Clesson land Investment Company, oh yeah DON
BOLLES MURDER
   
  
   
  The ARIZONA MAFIA AND LAND / BANK LOOTINGS a little history
  
The Great Nest Egg Robberies -  these goes hand in hand to Kenny Boy,
Jackie Abramoff, the Clinton MAFIA and that Good Old GONZO 43 mess called
LAND FRAUD all over TEXAS
   
  hey where are the Subsidies to the PO WHITE FOLK COLONIAS in Texas ?????
   
  White House Fellas tour THREE Mexican Colonias - SHIT FOLKS there's
THOUSANDS of these things all over TEXAS, START IN CONROE !!!!!
   
  Jud Witham  wrote: 
          Colonias MY ASS it's LAND FRAUD
   
  The White House  -  Fellas
   
  http://www.whitehouse.gov/fellows/news/spring2002_02.html
   
  GUVNAH BUSH is a LYING CROOKED ASSHOLE
   
  43 He knows all about that CONROE MAFIA
   
  Breck Girl MY ASS, Kay Hutchinson is a Crooked ASS Player a CONROE,
WOODLANDS HO.  Just like Kevin Brady and Joe Barton and oh yeah Nelda Luce
Radabaugh Blair.
   
  see www.publicans.com  and 
   
  The Blair House 
  Welcome to "The Blair House" the home of Jim and Nelda Blair in The
Woodlands. ... ©2006 Jim and Nelda Blair. Developed and Powered by OCS
...
  www.theblairhouse.net - 5k - Cached 
   
  The COLONIAS CON meticulasly AVOIDS any linkage to the MASSIVE Land
Frauds in Montgomery County and all the others associated with the LAND
FLIPS and the bank and S&L Lootings RAMPANT in TEXAS.  John Cornyn, Gregg
Abbott GUVNAH BUSH going back to Mark White, Anne Richards and Jim Mattox,
Dan Morales and DICK THORNBERG, WILLIAM FRENCH SMITH and the ENTIRE CAST OF
WHORES.
   
  Please tell me the difference between an ILLEGAL UNRECORDED RED FLAG
SUBDIVISION in Sanjacinto County and the COLONIAS that the BRECK GIRL and
JOE Liberman Visited.
   
  COME ON I FRIGGIN DARE YOU ALL


    Castle Grande. Whitewater, Campebello Island the MADISON S&L JOB
   
  Clintonian Arkansan COLONIAS  just like the Land Frauds in ARIZONA and
FLORIDA.  Who the hell are you all kidding ????????
   
  WAKE THE SHIT UP
   
  http://www.whitehouse.gov/fellows/news/spring2002_02.html
   
  The WHITE HOUSE knows full FUCKING WELL !!!!!!!
   
  ALBERTO GONZALES and JOHN CORNYN and Gregg Abbott KNOW
   
  Judson Witham KNOWS very well !!!!!
  Colonias Domestic Study Policy Trip 
  In February, the 2001-2002 White House Fellows class embarked on a
domestic policy study trip to the borders shared by Texas, New Mexico and
Mexico. There, Fellows met with state and local policy makers, Mexican
officials, colonia residents and businessmen to study the socio-economic
factors affecting colonias and their neighboring cities. In preparation for
their trip, Fellows were also briefed on legislative issues specifically
addressing colonias by Senator Kay Bailey Hutchinson (R-TX), Congressman
Silvestre Reyes (D-TX), and Ana Maria Farias, Senior Counselor to HUD
Secretary Mel Martinez. 
   
  The White House Fellows kicked off their first full day in Texas with an
escorted tour of three colonias. They were accompanied by HUD and Fannie
Mae representatives who outlined the complex factors fueling colonia growth
and the challenges faced by colonia residents as a result of having limited
access to critical infrastructure and potable water. After the tour,
Fellows participated in a meeting hosted by the El Paso Colonia Coalition,
a group of local non-profit organizations that work with state agencies to
improve sub-standard living standards in colonias. 
   
   
  

Jud Witham  wrote: 
              Kay Bailey Hutchison
  CONROE TEXAS MAFIA TRASH
   
  Tell'm What COLONIAS are Kay "RED FLAG SUBDIVISIONS"
   
  
   
  She KNOWS ol Judson Very Well YES SIR
   
    White House Fellowships: spring 2002 
  ... study the socio-economic factors affecting colonias and their
neighboring cities. ... addressing colonias by Senator Kay Bailey
Hutchinson (R-TX), Congressman ...
www.whitehouse.gov/fellows/news/ spring2002_02. html - 13k - Cached 
   
    Coopersmith Reviews Ivins and Dubose's Shrub 
  Senator Kay Bailey Hutchinson, elsewhere portrayed by Ivins as "the Breck
girl," is applauded for visiting colonias -- unlike the Governor. ...
www.rtis.com/touchstone/ sept00/ 22shrub.htm - 7k - Cached 
   
   
  Houston's Channel 2, 13, 26, 11 and the Houston Chronicle , 
   
  Dallas Morning News,  Conroe Courier 
   
  Spineless and NO  Testicles
   
  http://video.
google.com/ videoplay? docid=3505348655 137118430&q=bill+moyers
   
  SECRET GUVMINT  
   
  FRAUD EPIDEMIC
   
  Ollie North and Herman K. Bebee and the TEXAS COMPANY
   
     
   
  Bank Lootings, S&L Lootings and IRAN CONTRA
   
  Secord and North's Largest Fund Raisers were on 
   
  Westheimer at the Galleria Hotel
   
  THREE BLOCKS 
   
  
   
  from 41's & Barbara's Suite at the Houstonian
   
   
  Have You Got any Idea How Deep The Corruption is ??  This CRAP goes far
beyond the Looting of the Continental Illinois and the Penn Square Banking
ILLUMINATE.  Funny you know LAND FRAUD EPIDEMIC
   
    HOUSTON CHRONICLE ARCHIVES
  
  Paper: HOUSTON CHRONICLE
Date: MON 09/21/1987
Section: Business
Page: 1
Edition: 2 STAR
  Report: Developers owned almost all troubled S&Ls

United Press International 
  DALLAS - Real estate developers who bought their way into the troubled
savings and loan industry in the early 1980s owned virtually all of the
most deeply insolvent thrifts in Texas, it was reported Sunday.       An
investigation showed real estate development entrepreneurs either own or
owned 20 of the 24 most financially troubled savings and loans in Texas and
that most of the remaining four went broke by copying the aggressive
strategies of the developers-turned- thrift owners, the Dallas Times Herald
said in a copyright story.       Most of the 24 institutions, which lost
money at the rate of $8.94 million a day in the first quarter of 1987, are
now in ruin.       They have lost all the money invested by their owners
and $3.8 billion of depositors' money that had to be replaced in part with
emergency loans from the Federal Home Loan Bank of Dallas.       Reports
from the Federal Ho
 me Loan Bank, which has advanced at least $2.4 billion to the ailing
thrifts, indicate
 the Texas 24 have been forced to repossess $2.7 billion worth of property
from delinquent borrowers.       Seven of the institutions have been
declared insolvent. All are under the strict supervision - if not outright
control - of federal and state regulators.       Thrift experts place the
two dozen institutions at the heart of an epidemic of risky lending and
outright fraud that virtually bankrupted the Federal Savings and Loan
Insurance Corp.       The Texas thrift crisis required Congress to pump
$10.8 billion into the agency that insures S&L deposits up to $100,000.
More than half of the FSLIC bailout funds will be used in Texas, where the
agency expects to pay $6 billion and spend five years cleaning up failed
S&Ls.       During the height of the Texas economic boom, one
developer-thrift planned to open a branch office on the moon, another
loaned $3 million to buy the Rolls-Royce 
 fleet of the Bhagwan Shree Rajneesh, and a third funded a real estate
project that
 called for a private overpass spanning the 10-lane LBJ Freeway in Dallas.
A fourth thrift operated a chain of barbecue stands, the newspaper said.  
"Developers got us where we are in the savings and loan business through
greed and a failure of ethics," said Paul Hardy, a principal with
Commercial Banc Group, based in Dallas, which specializes in resolving
troubled real estate projects.       "They bought S&Ls with the idea of
becoming real estate giants by using depositors' money and taking advantage
of inflation," Hardy said.       Don R. Dixon, accused of looting Vernon
Savings and Loan Association, said thrifts were taking advantage of powers
granted by the Garn-St. Germain Depository Institutions Act of 1982 to get
an ownership stake in their borrowers' projects.       Dixon told the Times
Herald that builders turned around and acquired thrifts to assure
themselves of financing and
  to tap into the profits of lenders.       Dixon, Vernon's former owner,
is named in a
 $350 million lawsuit filed by the FSLIC that accuses him and six other
Vernon officers of plundering the S&L. Vernon Savings was declared
insolvent in March, when it was $616 million in the red.       Dixon blamed
federal regulators for Vernon's failure.       The Federal Home Loan Bank
began examining Vernon in summer 1985. In April 1986 it barred the S&L from
renewing customer loans, almost all of which Dixon said were about to be
renewed.   "I'm not a guy who flew into town to rape the savings and loan
business," Dixon said. "The regulators in Washington decided that
entrepreneurs are bad and said: `We'll sink the ships to kill the
captains."'       HOUSTON CHRONICLE ARCHIVES
  
  Paper: HOUSTON CHRONICLE
Date: FRI 10/14/1988
Section: A
Page: 1
Edition: 4 STAR
  Fraud `epidemic' cited in bank, S&L failures

By JAMES DRUMMOND, BOB SABLATURA
Staff 
  An "epidemic" of fraud and insider misconduct played a role in a third of
the bank failures and three-quarters of the savings and loan failures
nationwide, says a congressional subcommittee report to be released next
week.       "Financial institution fraud and embezzlement have reached
epidemic proportions, and the number of criminal cases is increasing at an
alarming rate," said U.S. Rep. Doug Barnard Jr., D-Ga., in a summary of the
report.       The FBI is struggling with 7,350 bank fraud investigations
involving 357 failed U.S. banks or thrifts and thousands of institutions
that continue to operate, said Barnard, chairman of the House Subcommittee
on Commerce, Consumer and Monetary Affairs.       The FBI in Houston has
253 bank fraud investigations under way involving area financial
institutions, up sharply from 150 a year ago, the bureau said Thursday.    
  FBI spokesman Johnie J
 oyce acknowledges a dozen local investigations of financial institutions
by name,
 including six banks, four thrifts and two mortgage companies.   The
institutions are First Commercial Bank-North Belt, Riverside National Bank,
Bank of North America, PetroBank, Western BankWestheimer, Texas National
Bank-Westheimer, Mainland Savings, Mercury-Milam Savings, First Savings and
Loan of East Texas, Continental Savings, Couch Mortgage Co. and the
mortgage operations of the late J.R. McConnell.       All of the banks and
thrifts under investigation have been declared insolvent and closed by
state and federal regulators.       Much of the abuse nationwide has gone
undetected because of inadequate examinations by federal regulators, the
subcommittee said. The Office of the Comptroller of the Currency has no
regular examination schedule, and the Federal Deposit Insurance Corp. has
"failed badly" to keep up with its schedule, the report said. Both regulate
federally chartered ban
 ks.   The subcommittee found that 42 percent of the failed banks had not
been examined
 in the year prior to the failure.       The report also criticizes the
Treasury Department, the Federal Reserve and Office of Management and
Budget for inadequate examination, supervision and legal staff.   "We
recognize that during the early 1980s up to 1986 we really didn't have
enough resources," said Jim Dudine, chief of the FDIC special activities
section. "Since then we have added more examiners," and made improvements
in banking supervision, he said.   Examiners have become more aggressive in
rooting out fraud, Dudine said. FDIC instituted new training programs after
a 1984 report from the subcommittee. The agency now has 50 special
examiners and has overhauled procedures to catch fraud.       But the FDIC
remains behind in its examination schedule, Dudine said.       Barnard said
the subcommittee' s report also said:   Regulators have improved
coordination between federal agenci
 es to fight fraud, but agencies are still slow to start investigations and
to exchange
 information.       Sharing of data about abuses is "sporadic, haphazard
and incomplete."   Insolvent banks are much less likely to be audited by an
independent accountant than healthy banks. Except for the Federal Home Loan
Bank Board, which regulates federally chartered thrifts, none of the bank
agencies requires outside audits. The subcommittee recommended more
independent audits.       The banking crisis has brought about a sharp
philosophical change among regulators, Dudine said. Until recent years,
regulators felt it was outside their function to police fraud. "That's
changed," Dudine said. "Now we're looking for it."       Both the
comptroller and FDIC relied heavily on "off-site" examinations in recent
years, looking at computer records without visiting an institution.
Regulators said they did this in the face of budget cuts and personnel
shortages.       Regulators are trying to
  conduct more on-site audits today.       The comptroller' s office was
hit by a hiring
 freeze several years ago and suffers high turnover among examiners. They
are drawn away by higher salaries paid by banks.   "It would be nice if we
could be in the banks 365 days a year, but we're not," said Bob Serino,
deputy chief counsel with the comptroller.       "The FDIC can only hire as
many people as the administration will allow them to hire," said Thomas R.
Bloom, partner with Kenneth Leventhal & Co. and former Federal Home Loan
Bank System chief accountant.       "With more and better examiners, the
government would have saved billion of dollars (in bank losses)," Bloom
said.       During the real estate and oil boom of the early 1980s,
comptroller examiners were overwhelmed with the increase in Texas banking
activity, Serino said. Examiners were borrowed from other districts to work
in Texas, he said. "The complexity of the (banking deals) was going out of
sight."       The
  only way regulators could have prevented much of the Texas banking mess
would have been
 to have an examiner look over every loan before it was made, Serino said.
"Unless you detect some of these problems before they happen, there's not
much you can do."   Regulators, however, could have done a better job of
checking rapid growth in banks and thrifts and encouraging diversification,
said Dudine. Regulators could have detected problems earlier, he said.     
 The FBI and Justice Department are overwhelmed with bank fraud
investigations, and both suffer a shortage of experienced investigators. In
Houston, 18 FBI agents are assigned exclusively to investigating
allegations of bank fraud, said Joyce.       The subcommittee has asked a
new investigative unit of the General Accounting Office, called the Office
of Special Investigation, to find out if the Mafia has had a hand in bank
fraud.   The subcommittee had received several leads involving possible mob
ties to California ins
 titutions, said Steve McFadden, subcommittee spokesman.   

  


   
    Report: Developers owned almost all troubled S&Ls 
  United Press International 
  Thrift experts place the two dozen institutions at the heart of an
epidemic of risky lending and outright fraud that virtually bankrupted the
Federal Savings and Loan Insurance Corp. 
  09/21/1987 

   
     
  1988 YEAR IN REVIEW/Scandal, controversy mark the area's top newsmakers 
  BOB TUTT : Staff 
  A congressional report alleged that a national "epidemic" of fraud and
misconduct by insiders underlaid the failure of many financial
institutions. 
  01/01/1989 
   
   
  `Epidemic' of bank, S&L fraud cited/D.C. panel blaming insider misconduct
for many failures 
  JAMES DRUMMOND, BOB SABLATURA : Staff 
  Epidemic' of bank, S&L fraud cited/D.C. panel blaming insider misconduct
for many failures In Houston, 18 FBI agents are assigned exclusively to
investigating allegations of bank fraud, said Joyce. 
  10/14/1988 
   
  Fraud `epidemic' cited in bank, S&L failures 
  JAMES DRUMMOND, BOB SABLATURA : Staff 
  In Houston, 18 FBI agents are assigned exclusively to investigating
allegations of bank fraud, said Joyce. 
  10/14/1988 
   

   
  Good Ol Oklahoma City.  Look a little deeper into the Murrah Bombing and
you'll see MASSIVE Corruption tied to the BANK and S&L, Wall Street 
Debacles of the 80s and 90s -  
   
  PS:  You don't think Olliver North, Herman K. Bebbee and the CLINTONS
were the only ones ROBBING Banks and S&Ls do you !!!!!!!
   
  Financing "STAND ALONE OFF THE SHELF ENTERPRIZES"
   
  Land Flips - FLIPPING ENTIRE SUBDIVISION DEVELOPMENTS -  
   
  You ask  Why DIRT ROAD SUBDIVISIONS ??
   
  DIRTY  MONEY and all  those BLACK OPS
   
  
   
    $550 BILLION REASON$  FOR THE  COVER UP$
   
   
  

  The Subdivision DEBACLES did NOT start in Arkansas BUT  in Monkey County
TEXAS, Their UNDOING all started when Texas AG  MARK WHITE's OFFICE
attempted to keep SEALLED in Judge Olen Underwood's 284th KORT in Conroe,
The DEPOSITION of Donald Clesson (1981)
   
  I was 26 years old then and we've come a LONG WAY BABY.
   
  
   
   
  GONZO there in Humble and 43 know all about the TEXAS CASH MACHINES
directly involving those LAND CONS.  Ya did'nt think Slick Willy and
Billary from ARKANSAS were the only folks Doing The DIRT ROAD  Subdivision
FLIPPING THING did ya 
   
  SEE The Houston Chronicle, Houston Post and Dallas Morning News articles
for LAND FLIPS and BANK FRAUDS, WAKE UP Hello
   
  Anyway, Kay Hutchinson, Kevin Brady, Joe Barton, Dan Morales, Jim Mattox,
John Cornyn, Gregg Abbott and YUP the FBI, US Secret Service, Houston
Chronicle, Houston Post ALL the TV Clowns in Houston and the US POSTAL
INSPECTION SERVICE in Dallas ALL KNOW the Clintons. Slick Willy and BILLARY
were NOT the only MAFIA in the Country doing the LAND SUBDIVISION FLIPS. 
Judson MADE CERTAIN OF THAT 
   
  http://www.legalact ion.com    Valley Of The
Lakes RICO trials PA
   
          8.)  Water for Colonias
Money is there for hookups,
so use it

Publish Date: August 2, 2004
Word Count: 327
Document ID: 1043B07E2588F59D
      Gov. Rick Perry turned his focus to the border last month, urging a
Texas agency to get on with issuing $50 million in bonds to help low-income
communities get better roads. We salute the governor's effort and encourage
him and the 2005 Legislature to keep improving the state's 2,000-plus
colonia developments. 
   
  
  
  Found mostly along the border, colonias are settlements of modest homes
that pop up in flood plains and rural hardpan outside of a city's
   
  TEXAS WHITEWATERS
   
  POTHOLES & PROMISES/Montgomery County's crumbling subdivisions/
Homeowners handle property woes 
  CATHY GORDON : Staff 
  Others - about 600 - are unrecorded or "red flag" subdivisions that do
not meet county road and drainage standards and have no plats, or plans,
filed. 
  06/21/1987

   
       
   
  http://www.pbs.
org/wgbh/ pages/frontline/ shows/arkansas/ whitewater/ lyonsarticle. html
   
  All this over    "a"   failed $ 200,000 dirt-road real estate deal up in
Marion County and a savings and loan flameout that cost taxpayers a lousy $
65 million--the 196th most costly S&L failure of the 1980s,
   
  196th and the BANKING SECTOR had Lots Lots Lots BIGGER 
  Lootings doing the SAME CRAP
   
  POTHOLES & PROMISES/Montgomery County's crumbling subdivisions/
Homeowners handle property woes 
  CATHY GORDON : Staff 
  Others - about 600 - are unrecorded or "red flag" subdivisions that do
not meet county road and drainage standards and have no plats, or plans,
filed. 
  06/21/1987
   
   
  Road woes continue/Neighborho od battles county over upkeep 
  PAUL McKAY : Staff 
  The problem goes a lot further than just this single subdivision."
Pioneer Trails is probably one of the worst examples of an unrecorded
subdivision," Winberry says. 
  09/24/1989 
   
  POTHOLES & PROMISES/Montgomery County's crumbling subdivisions/
Developers facing county crackdown 
  CATHY GORDON : Staff 
  Montgomery County, in its crackdown on developers of unrecorded
subdivisions, wants the mess cleaned up. In other words, I `poor-boyed'
this subdivision. 
  06/23/1987 
   
  Advice for potential property buyers: Ask questions 
  CATHY GORDON : Staff 
  If the subdivision next door is having a problem, that's a good
indication your subdivision will too. This sometimes is a signal the
subdivision is unrecorded and not up to county standards. 
  06/23/1987
   
  Resident's crusading `fans fire'/Subdivision' s critic outlines
difficulties 
  CATHY GORDON : Staff 
  It started six years ago with his myriad of complaints to developers and
county officials about the unrecorded east county subdivision's drainage
and roads. 
  06/22/1987 
   
  POTHOLES & PROMISES/Montgomery County's crumbling subdivisions/
Homeowners handle property woes 
  CATHY GORDON : Staff 
  It has to be on which subdivisions are the worst. His property in the
unrecorded Shepard's Landing subdivision off FM 2854 is not only in the
flood plain, it's in the river bed. 
  06/21/1987
   
  Neighborhoods fighting proposal to realign North Eldridge Parkway 
  KIM COBB : Staff 
  The crux of the problem, as the Precinct 3 Commission sees it, is that
Tower Oaks is an unrecorded subdivision. 
  09/15/1985 
   
  Fort Bend, Montgomery counties feel growth pains 
  MELINDA MILLER, PATTI MUCK : Staff 
  Montgomery County first began requiring building permits in 1979 to
prevent people from building in the flood plain and in unrecorded
subdivisions that didn't meet county standards. 
  05/22/1985 
   
   
   
  
   Harper's Magazine     The Great Whitewater Political Scandal and
Multimedia Extravaganza, now on the verge of entering its second smash
year, has always played very differently here in Little Rock than in, say,
Washington, New York, or Los Angeles. To read the great metropolitan
newspapers, observe the grave demeanor of network TV anchors, and heed the
rhetoric of the politicians and radio talk-show hosts who have made the
issue their own, one would gather that the republic teeters on the brink of
a constitutional crisis. The dread "gate" suffix of Nixonian legend has
been applied. Melodramatic charges of bribery, corruption, cover-up, even
of suicide and murder, fill the air (although at the time of this writing
the focus has shifted to "improprieties" in Washington). There has even
been loose talk of presidential impeachment.         All this over a failed
$ 200,000 dirt-road real e
 state deal up in Marion County and a savings and loan flameout that cost
taxpayers a
 lousy $ 65 million--the 196th most costly S&L failure of the 1980s,
nationally speaking, and one that accounted for about 7 percent of the
roughly $ 1 billion tab bankrupt institutions ran up right here in little
old Arkansas. For the longest time, it was hard for most Arkansans to take
all the bellyaching over Whitewater and Jim McDougal's Madison Guaranty
very seriously.         Apart from a superficial acquaintance with both
Clintons shared by thousands of Arkansans, I know none of the characters in
the Whitewater saga personally. (My wife gave Clinton a little bit of money
and went to Wisconsin for a week on his behalf as an "Arkansas Traveler" at
her own expense. But that's her business.) What little I have written over
the years has been mostly critical.       Indeed, I cherish a videotape of
myself in a short-lived guise as the poor man's Andy Rooney on a Little
Rock TV station b
 ack in 1988 predicting that the governor had won his last election.       
 It angers
 me, though, that Whitewater has brought back all the old stereotypes, what
the Arkansas Times magazine once called the image of "the Barefoot State."
Barefoot, hell. To hear the national press go on about it, under Clinton
poor little Arkansas became a veritable American Transylvania: a dark,
mysterious netherworld populated by a mob of ignorant peasants and presided
over by a half dozen corrupt tycoons in collusion with the Clintons as the
Count and Countess Dracula. Scarcely a Whitewater story has appeared in the
national press that hasn't made references to the state's uniquely
"incestuous" links between business, government, and the legal
establishment- -concepts utterly foreign to places like Washington, D.C.,
and New York City, of course.         Even Arkansans long weary of
Clinton's amoeba-like style of leadership-- his indecisiveness, his
downright genius for equivocation, his 
 habit of launching more trial balloons than the National Weather
Service--can' t
 recognize the caricature of either the man or his milieu in the national
press. And we're not just talking about such off-the-wall publications as
The American Spectator or the Wall Street Journal editorial page. In The
New Republic, author L.J. Davis accused Bill and Hillary Clinton of a
nefarious plot to void Arkansas usury limits for the benefit of the First
Lady's banker clients. Problem is, the deed was done through an amendment
to the Arkansas constitution by public referendum during the term of
Republican Governor Frank White--a banker.         So how did we get here?
Well, at the expense of shocking you, dear reader, it all began with the
New York Times--specifically with a series of much-praised articles by
investigative reporter Jeff Gerth: groundbreaking, exhaustively researched,
but not particularly fair or balanced stories that combine a prosecutorial
bias and the art of ta
 ctical omission to insinuate all manner of sin and skulduggery.
Accompanied by a series
 of indignant editorials, Gerth's work helped create a full-scale media
clamor last December for a special prosecutor. Testimony in recent Senate
hearings showed that the Resolution Trust Corporation' s Whitewater
investigation began in direct response to the Times coverage; the hearings
themselves resulted in large part from the Clinton Administration' s
panicky reaction to reporters' queries about the RTC probe, Gerth's among
them. Absent the near-talismanic role of the New York Times in American
journalism, the whole complex of allegations and suspicions subsumed under
the word "Whitewater" might never have made it to the front page, much less
come to dominate the national political dialogue for months at a time. It
is all the more disturbing, then, that most of the insinuations in Gerth's
reporting are either highly implausible or demonstrably false.         Let
us return briefly to 
 those thrilling days of yesteryear-- specifically the 1992 primary season.
On March 8,
 1992, Jeff Gerth's initial story about Whitewater appeared on the Times
front page under the headline CLINTONS JOINED S.&L. OPERATOR IN AN OZARK
REAL-ESTATE VENTURE:       In 1984 , Madison started getting into trouble.
Federal examiners studied its books that year, found that it was violating
Arkansas regulations and determined that correcting the books to adjust
improperly inflated profits would "result in an insolvent position,"
records of the 1984 examination show.         Arkansas regulators received
the Federal report later that year, and under state law the securities
commissioner was supposed to close any insolvent institution.     As the
Governor is free to do at any time, Mr. Clinton appointed a new securities
commissioner in January, 1985. He chose Beverly Bassett Schaffer....     In
interviews, Mrs. Schaffer, now a Fayetteville lawyer, said she did not
remember the Federal e
 xamination of Madison, but added that in her view, the findings were not
"definitive
 proof of insolvency."         In 1985, Mrs. Clinton and her Little Rock
law firm, the Rose firm, twice applied to the Arkansas Securities
Commission on behalf of Madison, asking that the savings and loan be
allowed to try two novel plans to raise money.         Mrs. Schaffer wrote
to Mrs. Clinton and another lawyer at the firm approving the ideas. "I
never gave anybody special treatment," she said.         Madison was not
able to raise additional capital. And by 1986 Federal regulators, who
insured Madison's deposits, took control of the institution and ousted Mr.
McDougal. Mrs. Schaffer supported the action.         Gerth's original
story was recently praised in the American Journalism Review as containing
80 to 90 percent of what the press knows about Whitewater today. Rival
reporters complained, though, that the 1992 article lacked a "nut
paragraph" summing up what the Clintons had d
 one wrong and why it was important.         The insinuations became
clearer in
 subsequent Gerth stories in the fall of 1993.(*) Following the Washington
Post's October 31, 1993, revelation that the RTC had made a referral to the
Justice Department naming the Clintons as (perhaps unwitting) beneficiaries
of possible criminal actions, Gerth and Stephen Engelberg, another Times
reporter, wrote lengthy articles that appeared on November 2 and December
15. The first dealt mainly with the still-unsubstantiat ed claims of former
Municipal Judge David Hale that Bill Clinton urged him to commit federal
bank fraud by lending $ 300,000 to Jim McDougal's wife, Susan. (Gerth and
Engelberg neglected to point out that David Hale--no Clinton intimate but a
courthouse pol first appointed by Republican Governor Frank White--had set
up thirteen dummy companies with the same mailing address as his own,
evidently without pressure from the Clintons.) Elsewhere, the November 2
piece was
  pretty much a rehash of the original 1992 article, with a few
characteristically
 misleading tidbits added for emphasis. "By 1983, Mr. McDougal's bank was
in trouble with Arkansas regulators," the Times informed readers. "The
state's banking commissioner, Marlin S. Jackson, ordered the bank to stop
making imprudent loans. Mr. Jackson, a Clinton appointee, said in an
interview last year that he told Mr. Clinton at the time of Mr. McDougal's
questionable practices." Now, what Jackson told the Los Angeles Times
(which also turned the tale inside out but did give fair context) was that
the governor had urged him to ignore politics and be the "best banking
commissioner you can be ." Jackson had acted on this suggestion, with the
result that the Clintons' own note was called.         The real bombshell
was Gerth and Engelberg's December 15, 1993, story, which all but accused
both Clintons, Jim McDougal, and Beverly Bassett Schaffer of criminal
conspiracy to keep Madison Gu
 aranty afloat regardless of the cost. But the implication in that account
that has shown
 the most staying power involves a supposed quid pro quo involving Hillary
Rodham Clinton. It centers on an April 1985 political fund-raiser Jim
McDougal held and the suspicion that he may have illegally siphoned Madison
Guaranty funds into Bill Clinton's campaign coffers. "Just a few weeks
after Mr. McDougal raised the money for him," the Times noted darkly,
"Madison Guaranty won approval from Mrs. Schaffer, Mr. Clinton's new
financial regulator, for a novel plan to sell stock."         "The search
for new capital," Gerth and Engelberg continued, took Madison to the
offices of Mrs. Schaffer, who had the ultimate authority to approve any
such stock sale. One of the lawyers employed by Madison to argue its case
before the state regulators was Mrs. Clinton.       Within weeks, Mrs.
Schaffer wrote a letter to Mrs. Clinton giving preliminary approval to
Madison's stock plan.         The sale
  never went forward. But this fall the RTC asked the Justice Department to
examine a
 number of Madison's transactions, and federal officials say the state's
approval of the stock plan was among the matters raised by investigators.  
      The Times also quoted McDougal to the effect that Bassett Schaffer
was his handpicked choice as Arkansas securities commissioner.         The
theory implicit in Gerth's Times stories may be summarized as follows: when
his business partner and benefactor McDougal got in trouble, Bill Clinton
dumped the sitting Arkansas securities commissioner and appointed a hack,
Beverly Bassett Schaffer. He and Hillary then pressured Bassett Schaffer to
grant McDougal special favors--until the vigilant feds cracked down on
Madison Guaranty, thwarting the Clintons' plan. This is the Received
Version of the Whitewater scandal as it first took shape in the pages of
the New York Times--what all the fuss is ultimately about. And it bears
almost no relation
  to reality.     The distortions begin with the headline of the original
Gerth story in
 the Times: CLINTONS JOINED S.&L. OPERATOR IN AN OZARK REAL-ESTATE VENTURE.
This headline was misleading because when Bill and Hillary Clinton entered
into the misbegotten partnership to subdivide and develop 230 forested
acres along the White River as resort property in 1978, Jim McDougal wasn't
involved in the banking and S&L businesses at all. He was a career
political operative--a former aide to Senators J. William Fulbright and
John L. McClellan. In the meantime, McDougal had done well in the
inflation-fueled Ozarks land boom of the Seventies. But it wouldn't be
until five years later--by which time the Whitewater investment was already
moribund--that he bought a controlling interest in Madison Guaranty.    
Details, details. Gerth wrote that McDougal quickly built Madison "into one
of the largest state-chartered associations in Arkansas." Wrong again.
Among thirty-nine S&Ls listed 
 in the 1985 edition of Sheshunoff's Arkansas Savings and Loans, Madison
ranked
 twenty-fifth in assets and thirtieth in amount loaned. These errors of
detail might be forgiven if Gerth had in fact uncovered a conspiracy
between the Clintons and the Arkansas securities commissioner to treat Jim
McDougal leniently. The appearance of conspiracy, however, was created not
by the actions of the alleged parties but by selective reporting.    
Consider, for example, Gerth's treatment of the appointment of Beverly
Bassett Schaffer as Arkansas securities commissioner in his March 8, 1992,
article: "After Federal regulators found that Mr. McDougal's savings
institution, Madison Guaranty, was insolvent, meaning it faced possible
closure by the state, Mr. Clinton appointed a new state securities
commissioner. ..." The clear implication is that in response to a Federal
Home Loan Bank Board report dated Januuary 20, 1984, suggesting that
Madison might be insolvent, Clinton in Jan
 uary 1985 installed Bassett Schaffer as Arkansas securities commissioner
for the purpose
 of protecting McDougal.         So how come he waited an entire year? In
reality, the timing of Bassett Schaffer's appointment had nothing to do
with the FHLBB report, which there's no reason to think Clinton knew about.
(The Clintons had no financial stake in Madison Guaranty, although that,
too, has been obscured.) The fact is that Bill Clinton had to find a new
commissioner in January 1985 because the incumbent, Lee Thalhiemer, had
resigned to reenter private practice. Appointed by Republican Governor
Frank White and kept on by Clinton, Thalhiemer says he told Gerth this in
an interview, and describes the Times version as "unmitigated horseshit."  
      Bassett Schaffer strenuously insists that to this day she has never
met McDougal, never heard Bill Clinton mention his name, and does not
believe he influenced her appointment- -and told Gerth so. She had actively
sought the job from
  the moment she learned that Thalhiemer was quitting (he confirms
recommending her to
 Clinton). She herself had volunteered in Clinton's 1974 congressional
campaign and had worked for him full time on the Arkansas attorney
general's staff while in law school. And her brother, Woody Bassett, also a
Fayetteville attorney, was a personal friend and supporter of Bill Clinton.
    The claim that Jim McDougal was behind Bassett Schaffer's appointment
rests entirely on the word of McDougal himself, a victim of
manic-depressive illness whose lawyer filed an insanity plea in a 1990
bank-fraud trial in U.S. District Court, in which McDougal was ultimately
found not guilty. In his original 1992 article, Gerth had acknowledged
McDougal's history of emotional illness but described him as "stable,
careful and calm." By 1993 mention of those difficulties had all but
vanished from the pages of the New York Times--despite the fact that the
supposed recipient of Bill Clinton's largess was
  living in Arkadelphia in a trailer on SSI disability payments. Also
unmentioned, for
 what it's worth, was that McDougal had long since recanted his accusations
against Clinton and taken to blaming the whole mess on Republican partisans
in the RTC.         But did Bassett Schaffer help McDougal anyway? Did the
Arkansas Securities Department, as Gerth asserts, have proof of Madison
Guaranty's insolvency in early 1985? Did Bassett Schaffer have the legal
authority to shut it down?         Consider the allegation that Madison was
insolvent and Bassett Schaffer failed to respond. True, the 1984 FHLBB
report did argue that Madison Guaranty had overestimated its profit from
contract land sales--not including Whitewater-- by $ 564,705. "Correcting
entries will adversely effect (sic) net worth and result in an insolvent
position." But is this proof of legal insolvency? Hardly. In the first
place (although Gerth neglected to point this out), the title page of the
document from wh
 ich the Times reporter took the one brief passage he cited stipulated that
it had "been
 prepared for supervisory purposes only and should not be considered an
audit report." More significantly, federal auditors later accepted
Madison's position on contract land sales, and the putative adjustments
were never made. Indeed, on June 26, 1984, six months after the report
Gerth cited, and six months before Bassett Schaffer took office, Madison
Guaranty's board of directors met in Dallas with state and federal
regulators. They agreed to enter a formal "Supervisory Agreement" with the
FHLBB that spelled out detailed legal and accounting procedures designed to
help the S&L improve its financial position. In a letter dated September
11, 1984, the FHLBB gave Madison formal approval of a debt-restructuring
plan that "negat ed the need for adjustment of $ 564,705 in improperly
recognized profits" and dropped all references to insolvency. Arkansas
officials also called Gerth's attention
  to an independent 1984 audit that also refuted Madison's insolvency. In
his story the
 reporter neglected to mention either document.         If McDougal shoved
any funny money in the Clintons' direction--either through Whitewater or an
April 1985 campaign fund-raiser- -the Arkansas Securities Department sure
found an odd way to reward him. No sooner did Bassett Schaffer receive the
FHLBB's 1986 report on Madison than she recommended stringent action. On
July 11, 1986, she and a member of her staff flew to Dallas to meet with
FHLBB and Federal Savings and Loan Insurance Corporation regulators for a
showdown with Madison's board. McDougal himself was not invited. McDougal
was stripped of authority, and federal officials agreed to supervise the
failed thrift until the FSLIC found money to pay depositors. When, a year
later, Bassett Schaffer received an audit for 1986 (and a revised audit for
1985) officially reflecting that Madison Guaranty was insolvent, she wrote
the FHLB
 B and FSLIC a letter, dated December 10, 1987, strenuously urging them to
shut down
 Madison and two other Arkansas S&Ls. Fifteen months later, federal
regulators (whose tardiness cannot be blamed on pressure from a state
governor) finally locked Madison's doors.         There is not the
slightest evidence, then, that Bassett Schaffer inappropriately delayed
taking action against Madison. Nor, it seems, did she bend the law when
asked by Hillary Clinton to approve a stock sale by the ailing thrift.     
   Remember the dark hint of misdeeds in Gerth and Engelberg's December 15,
1993, story: "Just a few weeks after Mr. McDougal raised the money for
Governor Clinton , Madison Guaranty won approval from Mrs. Schaffer, Mr.
Clinton's new financial regulator, for a novel plan to sell stock." Now,
what made Madison Guaranty's plan "novel" is hard to say. The vast majority
of state-regulated S&Ls in 1985 issued stock. Even so, the adjective, with
its implication of wrong-doing,
  has recurred mantra-like in virtually every Whitewater roundup article
since.        
 For Hillary Rodham Clinton to have ventured anywhere near Madison in any
capacity was a damn fool thing to do. But the fact is that her entire
involvement in the "novel" stock issue consisted of the mention of her name
in a letter written by a junior member of the Rose Law Firm expressing the
opinion that it would be permissible under state law for Madison Guaranty
to make a preferred stock offering. After studying the applicable statutes
and consulting with her staff, Bassett Schaffer agreed. "Arkansas law," she
wrote in a two-paragraph letter dated May 14, 1985--the now-famous "Dear
Hillary" missive--"expressly gives state chartered associations all the
powers given regular business corporations. .. including the power to
authorize and issue preferred capital stock." Bassett Schaffer had issued
the narrowest sort of regulatory opinion. Had she ruled otherwise, Madison
Guaranty would h
 ave had no difficulty finding a judge to reverse her. Anyway, no
application was ever
 filed.         The Arkansas Securities Department's power to close ailing
S&Ls was mostly theoretical. Unlike the feds, Bassett Schaffer's office had
no plenary authority to shut S&Ls down and seize their assets. Nor did
Arkansas law make any provision for the state to pay off despositors of
bankrupt S&Ls. That duty belonged to the FSLIC. "We acted in unison at all
times," says Walter Faulk, then director of supervision for the FHLBB in
Dallas. "I never saw Bassett Schaffer take any action that was out of the
ordinary. Nor, to be perfectly honest, could she have gotten away with
anything if she did. To my knowledge, there is nothing that she or the
governor of Arkansas did or could have done that would have delayed the
action on this institution. "         When I asked him recently about the
discrepancies and omissions in his reporting, Jeff Gerth stood his ground,
alternately argumenta
 tive and defensive, and did not wish to be quoted. He argues, for example,
that he never
 literally wrote that Jim McDougal had in fact gotten Bassett Schaffer the
job, merely that he'd claimed to. Her denial struck him as beside the
point. In other instances, he pleaded limitations of time and space.    
The perception that Gerth most resents is the one most talked about in
Arkansas: his reliance upon the hidden hand of Sheffield Nelson--Clinton' s
1990 Republican gubernatorial opponent and a legendary political infighter.
The Times reporter insists that Nelson did no more than give him Jim
McDougal's phone number and later introduce him to former Judge David Hale,
whose defense attorney is Nelson's associate. Nelson, the Republican
nominee for governor again in 1994, tends to be coy about his role. But he
has given other reporters a thirty-eight- page transcript of an early 1992
conversation between himself and McDougal, then embittered by what he saw
as Clinton's abandonm
 ent.         Indeed, Jeff Gerth, Sheffield Nelson, and the New York Times
go way back.
 As long ago as 1978, Gerth wrote a well-timed expose of Nelson's mortal
foes Witt and Jack Stephens--the billionaire natural-gas moguls and
investment bankers who ran Arkansas like a company store during the Orval
Faubus era (1955-67). The Stephens brothers owned a small gas-distribution
company in Fort Smith that was paying them at a better rate then other
gas-royalty owners. But what made Gerth's piece significant was its timing:
it appeared shortly before a Democratic primary in which the Stephenses'
nephew, U.S. Representative Ray Thornton, was eliminated in a three-man
race for the U.S. Senate. Gerth had promised local reporters he'd uncovered
a scandal that would knock Thornton out of the race. Some observers think
the Times article about the business dealings of Thornton's uncles did
swing just enough votes in Fort Smith to keep him out of a runoff election
won by Senator David P
 ryor.         A few more highlights from Sheffield Nelson's political
biography may help
 underline his motives for helping reporters portray the Clintons in the
worst possible light. Hired out of college as Witt Stephens's personal
assistant, Nelson was later installed as CEO of Arkansas-Louisiana Gas Co.
(Arkla), controlled by the Stephens family and the state's principal
natural-gas utility. (It was his subsequent refusal to use Arkla pipelines
to carry gas from other Stephens-owned companies to buyers east of the
state that eventually provoked a lifelong blood feud of Shakespearean
malevolence. ) Until 1989 Nelson was a Democrat, impatiently biding his
time until the end of the Clinton era. But when it became apparent that
Clinton would run again in 1990, Nelson became a Republican and won the
1990 gubernatorial primary over an opponent funded by Stephens interests.
Bill Clinton then proceeded to humiliate Nelson 58 percent to 42 percent in
the general election.     Clin
 ton owed his 1990 triumph in part to the fact that his Public Service
Commission
 conducted an inquiry into a business deal involving Nelson and a friend of
Nelson's named Jerry Jones. It seems that back when Nelson was CEO of
Arkla, he'd overridden the objections of company geologists and sold the
drilling rights to what turned into a mammoth gas field in western Arkansas
to Arkoma, a company owned by Jones, whom Nelson had brought onto Arkla's
board of directors. The price was $15 million. Jones found gas almost
everywhere he drilled. Two years after Nelson's departure, Arkla paid Jones
and his associates a reported $ 175 million to buy the same leases back as
well as some other properties. Jerry Jones then proceeded to buy the Dallas
Cowboys and win two Super Bowls. The election-year probe of the
Arkla-Arkoma deal resulted in millions of dollars of refunds to rate
payers, which wasn't necessarily the point. It also earned the President a
permanent spot on Sheffiel
 d Nelson's enemies list. The result, it's no exaggeration to say, has been
Whitewater.  
       The talents of investigative reporters now poring over Whitewater
documents might be better spent looking into another McDougal real-estate
venture. Sheffield Nelson and Jerry Jones put up a reported $225,000 each
in return for a 12.5 percent share of McDougal's ill-conceived luxury
retirement community on Campobello Island, New Brunswick, Canada. It was
New Deal Democrat McDougal's odd conceit that wealthy vacationers and
retirees would be moved by sentimental memories of FDR's summer retreat
(remember Sunrise at Campobello?) to purchase lots on a resort island that
is in fact damp, cold, foggy, and remote. The Campobello project not only
failed but helped pull Madison Guaranty down with it. Gerth and the Times
have left that aspect of the Madison Guaranty story unexplored-- even
though, unlike Whitewater, the name of Campobello Properties Ventures is
mentioned prominently and re
 peatedly in the very FHLBB examination report that Gerth quoted in his
original March 8,
 1992, article. Also unlike Whitewater, the Campobello project did put a
big chunk of Madison Guaranty's scant capital at risk--some $3.73 million,
to be exact, at a time when the FHLBB examiner contended that the S&L was
actually $70,000 in the hole.     At last report, that particular
picturesque stretch of Canadian coastline belonged to the Resolution Trust
Corporation. Nelson and Jones, however, actually made a profit. In 1988,
the FHLBB, then supervising Madison Guaranty's assets, bought the boys out
for $725,000--leaving them a profit of $ 275,000. No doubt there's a
plausible explanation, although William Seidman, chief of the FDIC and the
RTC at the height of the S&L crisis, told the Fort Worth Star-Telegram that
"I can't believe it. It's an extraordinary event. It smells. It could be
legit, but I doubt it." Gerth says the Campobello deal holds no interest
for Times readers. But 
 imagine the uproar had your tax dollars bailed out the Clintons rather
than an
 embittered Republican politician feeding damaging allegations to the New
York Times.         The same faults that mar Jeff Gerth's reporting on
Whitewater-- misleading innuendo and ignorance or suppression of
exculpatory facts--also showed up in the Times accounts of Hillary Rodham
Clinton's commodity trades with Springdale attorney Jim Blair and her
husband's dealings with Tyson Foods. "During Mr. Clinton's tenure in
Arkansas," Gerth wrote near the top of his March 18, 1994, front-page
account, "Tyson benefited from a variety of state actions, including $9
million in government loans, the placement of company executives on
important state boards and favorable decisions on environmental issues."
The alleged $9 million in loans was the implied quid pro quo for old pal
Blair's generous tips to Hillary in the 1970s that helped her turn $ 1,000
into nearly $ 100,000.         Following Gerth
 's report, the incriminating $9 million figure appeared virtually
everywhere. The Times
 itself weighed in with a March 31 editorial called "Arkansas Secrets,"
attacking the "seedy appearances" of Bill and Hillary Clinton's
"extraordinary indifference to...the normal divisions between government
and personal interests." The same editorial went on to deride what it
called "the Arkansas Defense": that "you cannot apply the standards of the
outside world to Arkansas, where a thousand or so insiders run things in a
loosey-goosey way that may look unethical or even illegal to outsiders."
Nor have Times editorial writers been the only ones to scold the Clintons
for succumbing to the lax moral climate of the president's native state.
The Baltimore Sun, Spiro Agnew's hometown paper, opined that the First
Lady's adventures in the cow trade "certainly don't smell right, especially
considering that Jim Blair represented a giant, influential agribusiness
firm in Arkansas that later rec
 eived what seemed to be favors from Gov. Clinton."           Newsweek's
Joe Klein wrote
 of the President's "multiple-personali ty disorder," involving a moderate
Clinton, a liberal Clinton, and "the likely suspect in the Whitewater
inquiry, a pragmatic power politician who did whatever necessary to get and
keep office in Arkansas...granting low-interest loans to not-very-needy
business interests, who in turn contributed generously to his political
campaigns. This Clinton snuggled up close to the Arkansas oligarchs, the
bond daddies and chicken pluckers--and never quite escaped the orbit of the
shadowy Stephens brothers, Witt and Jackson." (Witt Stephens has been dead
for three years, and Jack Stephens is a Reagan Republican who has
bankrolled nearly every Clinton opponent--except Sheffield Nelson--since
the early 1980s.)         There's just one problem with this chorus of
self-righteous denunciation: the $9 million in loans that inspired it never
existed. Especially atten
 tive readers of the New York Times may have noticed an odd little item in
the daily
 "Corrections" column on April 20, 1994:     An article on March 18 about
Hillary Rodham Clinton's commodity trades misstated benefits that the Tyson
Foods company received from the state of Arkansas. Tyson did not receive $9
million in loans from the state; the company did benefit from at least $ 7
million in state tax credits, according to a Tyson spokesman.         Gerth
blames a chart misread on deadline.         But was the Times embarrassed?
Hardly. In the journalistic equivalent of double jeopardy, the Times
editors, having convicted Hillary Clinton on a spurious charge, decided she
was guilty of a new charge: helping Tyson Foods to that $ 7 million in tax
credits. No sooner had she held her April 22 press conference on
Whitewater-related issues than the Times fretted that the First Lady's
performance had been smooth but cleverly evasive. Particularly suspicious,
an April 24 edito
 rial found, were her dealings with Jim Blair, "a lawyer for Tyson Foods, a
large company
 that was heavily regulated by and received substantial tax credits from
the Arkansas government." Emphasis added. And people call the President
slick!     The truth is far less lurid. The $7 million in investment tax
credits Tyson Foods claimed against its Arkansas state tax bill after
1985--that is, between seven and fourteen years after Hillary's commodity
trades--were written into the state's revenue code and were never Bill
Clinton's to bestow or withhold. True, the Clinton Administration did
sponsor the 1985 legislation that created the tax credits. It did so under
strong pressure, not from Tyson but from International Paper, which
threatened to take its processing plants elsewhere unless Arkansas matched
tax breaks available from other states--a potentially severe economic blow
to the already poor southern half of the state. Far from being unique to
Arkansas, state investment tax 
 credits are now the rule from sea to shining sea. One week after the Times
made its lame
 correction, Tyson announced the opening of a new plant in Portland,
Indiana. According to a press release by Indiana Governor Evan Bayh, the
state and local governments provided some $9 million in economic
incentives-- approximately equal to what Tyson got from Arkansas during
Bill Clinton's six terms.         Elsewhere, nearly every bit of evidence
cited as proof of shady connections between the Clintons and Tyson Foods in
the Times March 18, 1994, front-page story got the familiar Gerth
treatment. Besides the imaginary $9 million in loans, Gerth cited several
other suspicious transactions, among them a bitter court battle over
polluted groundwater in the town of Green Forest in which the Clinton
Administration "failed to take any significant action," and a pair of
seemingly tainted appointments- -including renaming a Tyson veterinarian to
the state Livestock and Poultry Commission and
  Jim Blair to the University of Arkansas board. An objective account of
the court battle
 would have pointed out that the city of Green Forest was itself a
defendant in the same lawsuit. Bill Clinton was not. Officials of the
Arkansas Department of Pollution Control and Ecology testified for the
plaintiffs against Tyson Foods. So much for yet another dark Clintonian
conspiracy.         Reappointing a Tyson veterinarian to the Livestock and
Poultry Commission? Clinton is guilty as charged. Except that the fellow
happens to be the state's ranking expert on chicken diseases, the
prevention and treatment of which is the commission's principal task. As
for naming Jim Blair himself to the University of Arkansas board? Well,
it's quite an honor, and Blair can undeniably score great Razorback
tickets. Otherwise, where's the scandal? At any rate, Blair wasn't a Tyson
employee back when he and Hillary did their cattle trades. He was in
private practice as one of Springdale's most prom
 inent corporate attorneys, representing banks, trucking companies,
insurance firms, and
 poultry interests.     Gerth portrayed chicken mogul Don Tyson as a major
Clinton supporter and fund-raiser, one whose close ties to the President
had "been a subject of debate for years in Little Rock and which became an
issue during the 1992 Presidential campaign." The fact is that Clinton's
battles with Tyson and the poultry industry are legendary in Arkansas.
After Clinton failed to support an effort by the poultry and trucking
lobbies to raise the truck weight limit to 80,000 pounds, Tyson backed his
Republican opponent, Frank White, in 1980 and 1982 and refused to speak to
Clinton for years. When Clinton finally gave in on the 80,000-pound limit
(making Arkansas the last of the states to do so), he pushed through the
legislature an unusual "tonmile" tax on eighteen wheelers--scaling the fee
to the weight and distance they drove on Arkansas highways. The ton-mile
tax was eventually
  thrown out after a bitter court battle. (In keeping with tradition, a
profile of
 Clinton in The New York Times Magazine by Michael Kelly last July omitted
the political context and cited the same fight as evidence of Clinton's
spinelessness. )       Like most Arkansans, Tyson did back Clinton's 1983
educational reforms and made relatively modest campaign contributions from
then on--something that was clearly prudent on the part of one of the
state's largest private employers. But in the legislature the poultry and
trucking industries fought virtually every Clinton initiative. Indeed it
was Clinton's anger at the poultry industry and the Stephens interests,
among others, after they combined to beat back a half-cent education sales
tax in 1987 that provoked him to create a statewide "blue-ribbon" panel to
write Arkansas's first meaningful ethics and disclosure law. After the
selfsame "special interests" gutted the thing during a special session,
Clinton dissolved the 
 legislative session, led the effort to put the new standard on the ballot
as an
 initiated act, campaigned for it hard, and won. (Times editorial writers
may be interested to know that New York Governor Mario Cuomo's having
earned $ 270,000 in 1992 giving speeches might constitute a felony here in
darkest Arkansas.)         Don Tyson did throw in with the governor on one
notable issue during Clinton's last go-around with the Arkansas
legislature. A charter member of the so-called Good Suit Club--a group of
wealthy bankers and businessmen, like the late Sam Walton of Wal-Mart, who
met informally to encourage educational reform--Tyson endorsed Clinton's
plan to levy a 1/2 of 1 percent increase in the corporate income tax to
benefit community technical colleges, helping the bill win the necessary
three-fourths vote. Quick, somebody call Gerth at the New York Times and
notify the special prosecutor. Something tells me they're fixing to load
those technical colleges up w
 ith poultry-science courses.         All of this raises the really
interesting question
 at the heart of the Whitewater scandal: why--with representatives of the
vaunted national press camped out in Little Rock for weeks at a time,
squinting over aged public documents and pontificating nightly at the
Capital Hotel bar--has nobody blown the whistle on Gerth and the New York
Times? There are several reasons, ambition and fear among them. It is
always safest to run with the pack, and editors who invest thousands of
dollars on a scandal don't normally want to hear that there's no scandal to
be found. Reporters who have challenged aspects of the official version,
like Greg Gordon and Tom Hamburger of the Minneapolis Star Tribune and John
Camp of CNN, have not found their celebrity enhanced. Those who have tried
to split the difference, like the reporters for Time magazine--which has
always reported (albeit parenthetically) that Arkansas bank regulators
treated Madison Guaranty s
 ternly--have ended up producing accounts as muddled and self-referential
as a John Barth
 novel. "The dealings in question," Time's George Church wrote last January
24, "are so complex that it is difficult even to summarize the suspicions
they arouse, let alone cite the evidence supporting such suspicions. ...
Violations of law, if any, would be extremely difficult to prove." And
people call Clinton mealymouthed.         Regional bias and cultural
condescension play a part, too. How could the New York Times be wrong and
the Arkansas Times be right? But even if Bill Clonton had been governor of
Connecticut instead of Arkansas, in the post-Watergate, post-everythinggate
culture no reporter wishes to appear insufficiently prosecutorial-
-particularly not when the suspects are the President and his wife. By
definition they've got to be guilty of something; it may as well be
Whitewater.         (*)By this time, recall, the stakes were incontestably
higher--Bill Clinton was Presid
 ent of the United States; politically damaging memos by one Jean Lewis, an
employee in
 the ostensibly neutral RTC, had been leaked to Republican Congressman Jim
Leach and others; and right-wing outfits like Floyd Brown's Citizens United
had begun to churn out what Trudy Lieberman in the Columbia Journalism
Review called "a steady stream of tips, tidbits, documents, factoids,
suspicions and story ideas for the nation's press."
   
  Paper: HOUSTON CHRONICLE
Date: TUE 06/23/1987
Section: 1
Page: 11
Edition: 2 STAR
  POTHOLES & PROMISES/Montgomery County's crumbling subdivisions/
Developers facing county crackdown

By CATHY GORDON
Staff 
  Had developer Albert Morello known Montgomery County's land development
rules and regulations 10 years ago, his development would not be among the
hundreds in the county now considered slums, he says.
   
  "The county should have told us 20 years ago to do these subdivisions a
certain way. I could have done it, then sold the lots with restrictions at
a higher price and gotten a better class of people in there," said Morello,
a feisty man of 71 with an undeniably New York accent. 
   
  "As it is now, people slapped a few dollars down for just what they were
getting and slopped up the whole place. It's a slum. The county asking me
to put in a new road there now is like putting on a $200 pair of shoes with
a $25 suit. Forget it." 
   
  Morello is co-developer of Midline Estates, one of 600  (actually
635)unrecorded subdivisions that do not meet Montgomery County's
specifications for roads and drainage. The land is swampy. Homes resembling
shacks border its pothole-riddled dirt roads. Automobile parts and metal
scraps litter the yards. 
   
  Montgomery County, in its crackdown on developers of unrecorded
subdivisions, wants the mess cleaned up.
   
  Morello is one of hundreds of developers receiving letters or telephone
calls from the county asking that they upgrade roads and drainage. 
   
  It irks him, he says, because he wasn't informed of the county's
subdivision rules and regulations sooner. Had he known, he would have
complied, he said.
   
  "Forty years ago, when I first came to Houston, I saw developments in
Harris County where developers subdivided property, stuck in a dirt road
and sold to just anyone. I said to myself: `This is a terrible thing. There
should be some restrictions, "' said Morello, who has stopped selling
property in Midline Estates.
   
  "Well, here we are. The same thing happened in Montgomery County, and
it's the county's fault. In other words, I `poor-boyed' this subdivision. I
didn't have any money to do it any other way. But no one was defrauded. I
didn't misrepresent anything. What you see is what you get. It's unfair for
the county to come back now and say we want you to do it another way, when
they didn't give a hoot back then." 
   
  The county has had other complaints from those who say it failed to
enforce its own rules.   "I feel like it's unfair," said S.E. Rutledge, who
has been sued by the county because of substandard roads and drainage in
the east county Southern Pines subdivision. 
   
  "We never intended to make those roads in there county specified roads,"
Rutledge said, "and we never told anybody we would. I think it's a bunch of
crock if anybody is saying that we did."   Though Rutledge is working on a
plan to upgrade the subdivision, he said he feels he's taking a bum rap.
"If they had rules, they should have enforced them," he said.
   
  Indeed, there were rules, say county officials who aren't buying
developers' complaints as valid excuses not to upgrade. 
   
  "There were rules dating back to 1967," said County Engineer Don Blanton,
who has inspected more substandard roads than he cares to count. 
   
  "There's no skirting around it. Developers had the option of recording,
platting and fixing their subdivisions according to less stringent rules we
had in the 1960s. If they had done it, they wouldn't be facing this problem
now," Blanton said. 
   
  While the county did not condone unrecorded subdivisions, he said, there
was a time it didn't do enough to prevent them either. 
   
  During the real estate boom of the 1970s, the county's population more
than doubled from 49,479 in 1970 to 128,487 in 1980. But county manpower
was another matter. 
   
  "At the time of the boom in the '70s, the county had a one-man
engineering department, as I understand it," said Blanton, who did not
start working for the county until 1979. "There was no way he could keep up
with all these developments going in. And Commissioners Court, at that
time, had not made the commitment to control the unrecorded subdivisions.
We have now."
   
  The mood of the day also saw commissioners bowing to constituents by
accepting their substandard roads. 
   
  "When you had enough people living in an area with substandard roads
making demands of their commissioner, those commissioners traditionally
responded by going in there and bailing out the citizens, trying to bail
out the school district because they couldn't get buses down those roads,"
Blanton said. "The county can't afford to do it anymore." 
   
  While the county touts renewed vigor in enforcing subdivision rules and
regulations, it's not exactly a stranger to meeting developers in court. 
   
  In September 1983, the county sued developer R.V. King and his
corporation, La Cour Du Roi Inc. claiming King had violated the county's
regulations in his Wilderness subdivision off FM 1488 near Magnolia.
   
  The development has no plat or plan recorded with the county. Its roads
are made of dirt. In one area, a gas pipeline easement serves as the only
access to residents' trailers. 
   
  "It's just a bunch of rural land. It looks like somebody's farm or
something," said former Assistant Montgomery County Attorney Randy Morse,
who prosecuted the case.
   
  King maintained the subdivision' s roads were private, the lots were
legally sold by metes and bounds and that the county had no authority to
regulate its development. He claimed the county's subdivision rules were
not legally adopted and, therefore, not applicable. A state district court
ruled the Wilderness subdivision was within the city of Conroe's
extraterritorial jurisdiction and not subject to county regulations. 
   
  The appeals court, however, overturned the ruling in favor of the county,
establishing that it had jurisdiction in ETJs to regulate subdivision
development. 
   
  The case since has been remanded to state district court to determine,
among other things, if King was the object of selective enforcement. 
   
  "At the time of the Wilderness case, the county went after some
developers to test the regulations and attempt to gain more voluntary
compliance," assistant Montgomery County Attorney Marc Winberry said. "Now,
the county is adopting a more active program of litigation to garner
compliance."   Another case that pitted the county against a developer
involved the unrecorded Glenmost Estates subdivision near Magnolia.
   
  The developers, Michael Fitzmaurice and Lawrence Lind, claimed they were
being unfairly blacklisted by the county - that the county was trying to
coerce them into upgrading certain things at the subdivisions by denying
building permits to property owners. 
   
  The county contended Lind and Fitzmaurice violated subdivision rules and
regulations.   A settlement was reached with the developers agreeing to
upgrade certain aspects of Glenmost Estates. But before it got that far,
the two men declared bankruptcy.
   
  Another company, Stewart and Hill with developer Beau King, has since
taken over the property and has been ordered by the bankruptcy court to
upgrade the subdivision to county standards by August 1990. 
   
  "We're trying to live with the plan of reorganization and get the roads
up to standard," said Mike Schneider, who oversees road construction for
Stewart and Hill. 
   
  Attorney Nelda Radabaugh, hired by Montgomery County to tackle the
problem of unrecorded subdivisions, said she is surprised at the number of
developers who have cooperated since being sent warning letters by the
county. 
   
  "It's very difficult for some developers who did it one way five or 10
years ago to switch over and do it a different way now," she said.
   
  The rules have become more stringent. 
   
  For example, the county now requires developers to use 6 inches of road
base and 2 inches of surface mix on the roads. Before 1980, it required
only 4 inches of road base and 2 1/2 inches of surface. 
   
  County officials advise would-be developers in the county to obtain a
copy of its regulations before designing a subdivision layout. That plan
then should be presented to the county, and the health department should be
contacted concerning plans for water wells and septic systems.   Developers
must put up a bond so the county can secure construction performance. Once
the plat is approved by Commissioners Court, it can be filed in the county
clerk's office. Only then can developers start selling lots in the
subdivision.
   
  Once the plat is approved and recorded, the developer has 18 months to
build the roads.   "A reliable developer should have sufficient reserves to
get the roads built without relying on money from sales in the subdivision,
" said Winberry.
   
  Conroe developer Austin B. McComb said subdivision regulations are fine
and good, but he prefers that his subdivision remain unrecorded so he can
keep his speed bumps. 
   
  "In my subdivision, all the roads are paved, a water system is in. The
reason I don't want the county to take it over is the county doesn't allow
speed bumps, and I'd have to take them out. My residents like them," said
McComb, developer of the Lake Creek Falls subdivision off FM 1488.   McComb
said he has received no complaints from the 20 families who live there. 
   
  He said his contracts to lot owners specify that the subdivision is
unrecorded and that he will maintain the roads until such time the county
takes them over or they are given to the residents' lot owners association.
   
  McComb said the county is painting developers with too wide a brush.
   
  "Not every developer is out to defraud the public," he said. "I've lived
here all my life and love it here and have no reason to start being unfair
with people now. I start doing that, and I'd have to leave. I'm too old for
that." 
   
                                   Fund-raiser nets Bush's campaign
$700,000 
   
  BILL MINTZ : Staff 
   
  Richard Secord testified Tuesday that he met with a Bush aide to complain
about the quality of (ORDINANCE) ooops  spare parts being provided to the
contras.   05/06/1987 
                  It's A Letter From "Ollie"

  
   
     
  BAD NEWS FIRST
   
  It Says The God Damned Houston Post Put Secord's  and Ollie's Picture On
The front Page of the Houston Post.  Yeah SHIT last night at the Galleria
Hotel on Westheimer in Houston.  YES DAMN IT Big H yeah 41 - George H was
in the Hotel. 
   
  Good News Though -  The Banksters in TEXAS gave Heavily
   
  SHIT - Secord is PISSED about the ORDINANCE CRAP OOPS SPARE PARTS we're
shipping to the IRANIANS, Brother SADDAM and those PESKY CONTRAS
   
  Ollie Says  -  COMMERCIAL DRYWALL was there ????  
   
  Who the SHIT is Commercial Drywall ????
   
  
   
  Yeah God Damn It
   
  Just As Bush 41 / BIG H -  Was Comming In The REAR Service Entrance
   
  TWO CLOWNS wearing Commercial Drywall Hard Hats were loading a YELLOW
VOLVO STATION WAGON, they were CARPENTERS 
   
  LOCAL 213 Union Guys
   
  CARPENTERS NOT PLUMBERS
   
  Yeah "Commercial Drywall"
   
  
   
  http://www.marekbro s.com/
        Dear : 
   
  Mr.  Rancourt , Dr. Phillips, Mr. Harmon, Stew, Tom, Mr. Conyers, Lou
Dobbs
   
  And All My Patriot Friends Et Al :
   
   
  The Lie Factory: How Bush Fabricated the Case for War   Journalist Robert
Dreyfuss 
P L U S : 
Author Mike Davis 
    ONLINE NOW Stream | Download    Scooter Libby is just the tip of the
iceberg. There's a whole neocon machine of lies and distortions called the
Office of Special Plans, built to get us into war with Iraq. It's linked to
familiar names like Cheney, Rumsfeld, Wolfowitz and yes, Libby. Mother
Jones writer Robert Dreyfuss explains.
  

  Also, just how bad could the avian flu epidemic get, and does the US have
a chance at being prepared? We check in with Mike Davis, author of "Monster
at our Door: The Global Threat of Avian Flu." Plus, Morey Meniscus gets the
inside scoop on the Alito nomination.
  

      GET THE MOTHER JONES RADIO NEWSLETTER  New broadcast alerts straight
to your inbox
           Ah That PE$KY $ecret GUVMINT
   
  
   
   
    How Much Doe$ The 550 Billion Dollar$ Looted By Iran Contra Ollie N
Company NSA & The MAFIA   
   
  From U$ Banks and $&Ls Weigh
   
    In 100 Dollar Bills ?
   
  
   
  ABOUT 60,626 Tons


   
   
  The Intelligence Chain  Illustration by Nigel Holmes
  Shortly after 9/11, the Pentagon established a secret intelligence unit
to build the case against Iraq. The unit's members -- many of whom were
recruited from neoconservative think tanks, primarily the American
Enterprise Institute and the Project for the New American Century --
funneled faulty information up the chain of command, often all the way to
the White House. By early 2002, the unit had been incorporated into the
Defense Department's Office of Special Plans.
   
  



     
  http://www.motherjo nes.com/bush_
war_timeline/
   
  
   
  
   
  
  YE$ YE$ "41"  you know VP Bush,  BIG H George yeah HE Wa$ In The Galleria
Hotel 
  On We$theimer In HOU$TON That Night !!!!!!
   
  Yeah , $ecord and I , Ye$ 41 
   
  WE DID Put the Touch on The Texa$ Bankster$ 
   
   
  
   
   
  FINANCING $ECRET MILITARY OFF THE $HELF 
   
  $TAND ALONE  NO OVER$IGHT
   
  http://video.
google.com/ videoplay? docid=3505348655 137118430

   
  Here's Your References -
   
    
     US CODE: Title 18,4. Misprision of felony 
  TITLE 18 > PART I > CHAPTER 1 > � 4. Prev | Next. � 4.
Misprision of felony. How Current is This? ... of the actual commission of
a felony cognizable ...
  www4.law.cornell. edu/uscode/18/ 4.html - 9k - Cached - More from this
site 
  
     Misprision of felony - Wikipedia, the free encyclopedia 
  Misprision of felony, under the common law of England, was the crime of
failing ... (wais.access. gpo.gov) United States Code Title 18, Part I,
Chapter I, Section 4 ...
  Quick Links: References
  en.wikipedia. org/wiki/Misprision_of_felony - 21k - Cached - More from
this site 
  
     US CODE: Title 18,402. Contempts constituting crimes 
  TITLE 18 > PART I > CHAPTER 21 > � 402. Prev | Next. � 402. ...
of this title and shall be punished by a fine under this title or
imprisonment, or both. ...
  www4.law.cornell. edu/uscode/18/ 402.html - 10k - Cached - More from this
site 

  NOW
   
   
  Lets Start With -  How Big This Problem Is
   
  Lets Start With Looted Money
   
      Ah That PESKY Secret GUVMINT
   
  
   
   
  YE$  GOD DAMNED IT WE MADE $URE
   
  I $hredded That F'n  DONOR LI$T 
   
    
   
  Hell Attorney General Ed Mee$e   was my LOOK OUT
   
  
   
   
  Ollie $ays "that Richard Secord is Pi$$ed "
   
  About the Quality Of MI$$LES ooops  $pare Parts we're $hipping to The
IRANIAN$ and the CONTRA$ and that Collection$ from the TEXA$ BANK$TER$ are
comming along just fine !!!  Yeah BIG H 41 was in the Hotel Last Night on
We$theimer and Richard $ecord want$ MORE $tingers and Hawk$ 
   
   
   
  http://video.
google.com/ videoplay? docid=3505348655 137118430
   
  Yeah BAD &  UGLY
   
  Well Maybe Not That far Back FOR NOW !!!

   
  Here's Your Example
   
  How Tall Is Mount Everest ??
   
  Answer: 8850 m = 29035.433 ft
  29 035.433 divided by  5 280 feet in a mile = 5.49913504 miles
   
  53 ,398, 058 miles divided by 
  Mount Everests Height of 5.49 = 9, 726 ,422.22 
   
  A Line Of $100 Bills nearly 10 MILLION TIMES HIGHER 
   
  or LONGER than
   
  Mount Everest Is High 
   
  
   
   
  
judson witham  wrote: 
    Dear Mr. Harmon, Et Al
   
  The EPITOMY of GUVMINT SOPHISMS ? 
   
  I can NOT remember - I do NOT recall !!!
   
   
  When they steal HUNDREDS OF BILLIONS they leave a trail of money (in
Hundred Dollar Bills )   53,398,058 Miles Long   
   
  
   
   
  At 1.7 Billion a Copy thats the price of 323 Space Shuttles
   
  The Space Shuttle Endeavour, the orbiter built to replace the Space
Shuttle Challenger, cost approximately $1.7 billion. 
   
  Source  http://www.nasa. gov/centers/ kennedy/about/
information/ shuttle_faq. html#1

   
  OR
   
  Stacked Up in $100 Bills 
  Bills ON TOP of one another
  the stack would reach 
  14.927  MILES High
   
  NOTE SEE CALCULATIONS BELOW
   
  Currently Mr. Harmon "MUCH" of the US Government 
  has a HUGE Credibility Problem
   
  See Buying The War PBS  Bill Moyers Journal
   
   
  Unfortunately Mr. Harmon Et Al
   
  Many of these folks we deal with are ABSOULTELY CORRUPT and EXCEEDINGLY
SELF RIGHTOUS.  I want to quote Pvt.  Jessica Lynch and America's Hero Pat
Tillman's brother Mike Tillman who stated yesterday before Congress , as I
have to agree " American Families Do Not Deserve Elaborate Lies"
   
  U.S. military announcements false, misleading, Congress told 
  Jessica Lynch, Kevin Tillman, the brother of Army Ranger Pat Tillman, and
the ... own ideals for heroes, and they don't need to be told elaborate
lies," she said. ...
  story.indiagazette. com/index. php/ ct/9/cid/.../id/244097/cs/ 1 - 
   
  Ranger Alleges Cover-Up in Tillman Case 
  ... also heard Tuesday from Jessica Lynch, the former Army private who
... own ideals of heroes and they don't need to be told elaborate lies,"
Lynch said. ...
  palmbeachpost. com/storm/... /ap/US_Congress/Tillman_Friendly_ Fire.html 
   
  "The bottom line is the American people are capable of determining their
own ideals of heroes and they don't need to be told elaborate lies," Lynch
said.
   
  Kevin Tillman, in his testimony, accused the military of "intentional
falsehoods" and "deliberate and careful misrepresentations" in the
portrayal of his brother's death.
   
    How Much Does The 550 Billion Dollars Looted From US Banks and S&Ls
Weigh
   
   
    In 100 Dollar Bills ?
   
  
   
  ABOUT 60,626 Tons
   
  OR 
   
  a Stack Of 100 Bills
   
  15Miles  HIGH
   
  550 Billion divided by 20 Billion = 27.5
  and then divide 27.5 by 100 dollars = .275 times 54.28 (100th the 5428
Miles of the ONE DOLLAR BILLS)
   
  EQUALS  14.927 Miles
   
  Now Lined Up End To End
   
  5280 feet per mile times 12 inches per equals 63360 inches divide by 6.14
inches per dollar = 10,319 dollars per mile. Now divide by 100 and you get
103 One Hundred Dollar Bills Per Mile
   
  TAKE 5 Billion 500 Million ( 1 hundreth of 550 Billion ) and divide by
103 which = 53,398,058 miles, (Being 103 -  $100 Bills per mile ) and
divide by 190 miles LOWE Shuttle Orbit and you get a trail of $100 Bills -
lined up end to end that can reach the shuttle
  281,010 Times
   
  Enough To Reach The Space Shutttle 
   
    IN   ORBIT  
   
  as many as
   
   281,010  TIMES 
   
  
   
     
  Please Check My Math

   
  and send 
   
  your comments PLEASE
   
  SEE For Calculation Tables !!!
   
    Thickness of a Dollar Bill  http://hypertextboo k.com/facts/
1999/DeneneWilli ams.shtml
   
  The Physics Factbook�
Edited by Glenn Elert -- Written by his students
An educational, Fair Use website
  topic index | author index | special index
        Bibliographic Entry  Result
(w/surrounding text)  Standardized
Result    95q01.html. Physics Zone. Ithaca High School.  "The thickness of
a dollar bill is closest to 10-4 m"  0.1 mm    Collector's Formula. Bureau
of Engraving and Printing.  "Our present sized currency measures 2.61
inches wide by 6.14 inches long, and the thickness is.0043 inches."  0.11
mm    Purkey, William W. & Stanley, Paula H. "Blue Leader One: A Metaphor
For Invitational Education." Journal of Invitational Theory and Practice.
3, 1 (Winter 1994).  "Stacked on top of each other, 20 billion cards, each
with the thickness of a dollar bill, would stretch 5,428 miles into space."
 0.44 mm    Currency Counters. Change Exchange.  "DHP 1-D Bank Note Counter
� Thickness 0.12 mm x 0.6 mm"  0.12 - 0.60 mm  Money, simply put, is
what people use to buy things. It can best be described as anything agreed
on to be accepted in exchange for things that have been sold or worked for.
The first
  coins came about to assure the value of metal money. They were given set
weights and
 stamped with designs so that their value would not be mistaken. The use of
paper money developed in England during the 1600s. People back then stored
their money with goldsmiths, who in return would give paper receipts worth
the same value of their coined money. These receipts were accepted by
businesses because with the receipt businesses were able to retrieve the
payments from the goldsmiths.
  Modern day paper money is made by skillful engravers who cut the designs
into steel plates. One engineer works on the portraits and another on the
lettering. All other designs are taken care of by other engineers. The
engraving goes to a transfer press, where it is squeezed against a steel
roller and the design is pressed into the roller's surface. The design is
then applied to a printing plate that is used to print the bills. To avoid
counterfeiting the government uses paper and ink made by special processes
to print the bills. The Bureau of Engraving and Printing guard the ink and
paper under high security.
  Paper money in the United States has special characteristics including
length, width, thickness, and physical design. The size of a dollar bill is
6.6294 cm wide, by 15.5956 cm long, and 0.010922 cm in thickness. Paper
money is also equipped with printing plate identification number, number of
federal reserve district where issued, year in which the bill was designed,
seal and letter identifying Federal Reserve District where issued, serial
number in two different places, and a treasury seal.



   
   
                                    Space Shuttle and International Space
Station
   
  Source NASA at http://www.nasa. gov/centers/ kennedy/about/
information/ shuttle_faq. html#14
  
 
      Q. How fast does a Shuttle travel? What is its altitude? How much
fuel does it use? 
  
A. Like any other object in low-Earth orbit, a Space Shuttle must reach
speeds of about 17,500 miles per hour (28,000 kilometers per hour) to
remain in orbit. The exact speed depends on the Space Shuttle's orbital
altitude, which normally ranges from 190 miles to 330 miles (304 kilometers
to 528 kilometers) above sea level, depending on its mission.
   
   
  This is the SIZE of the Land 
   
  Fraud banking and 
   
  S&L Looting Mess
   
   
  
   
  Bill Clinton Says
   
  "Uh Durr "
   
  A Texas Red Flag Subdivision CON IS JUST Like
   
  
   
  YUP  Ol Judson Witham Has It RIGHT
   
  Former Texas AG Mark White " Jim Hightower AGREES "
   
  A COLONIAS CON
   
  
   
  or a Texas or  ARIZONA Land Fraud 
   
  Says Former Texas AG Mattox
   
  
   
  I CONCUR "YES SIR"  I AGREE  !
   
  
   
  YUP land CONS and S&L Looting go together like PB&J
   
  Webster Hubble
  LAND FLIPPING ILLEGAL SUBDIVISIONS
  For Fun and Illegal profits
   
  
   
  Texas AG Greg Abbot Says
   
  WITHAM IS ON TARGET
   
  
   
  Texas AG Morales 
   
  YUP THE GIGS UP
   
  http://www.azcentra l.com/specials/
special01/
   
  http://www.azcentra l.com/specials/
special01/ articles/ 0528bolles- overview. html
   
  http://www.azcentra l.com/arizonarep
ublic/news/ articles/ 0123colonias0. html
   
  http://jeff.
scott.tripod. com/donbolles. html
   
  Project Land Fraud CENSORED ??????
   
  Land Fraud 
  Land fraud in Cochise County ... Map. COCHISE COUNTY TREASURER'S PROJECT
- LAND FRAUD. Every Arizona County and hundreds of thousands of trusting
land purchasers were ...
  www.co.cochise. az.us/treasurer/LandFraud.htm - 18k - Cached 
   
     
  
   
   
  Every Arizona County and hundreds of thousands of trusting land
purchasers were victimized by the rampant land scams of the 1960's. 
   
  Artist renditions showed trees and lakes with boating and all the modern
facilities: streets, street lights, golf courses, a real piece of the
American dream. The true picture was a section of dry Arizona deserts with
no development whatsoever. Although Arizona has the reputation of being the
worst in the nation, Florida was not far behind and many states had similar
swindles take place during the same time period.....
   
  Land fraud, bankruptcy, murder, suicide, incarceration and greed surround
the history of Cochise College Park subdivision. Located in Cochise County,
consisting of 2 phases of 12 units totaling 8,647 lots, it was the worst
fraud in the states and possibly the Nation. The scenic lake at Cochise
College Park was filled several times but never would hold water. They sold
lots throughout the Midwest, Florida, Canada, across the United States and
around the world. Some lots were sold twice. Some mortgages were sold
twice. Many documents remain unrecorded today. Some owners never received
their deed. Some received deeds but never received satisfaction of their
mortgage. Some paid mortgages in full and received satisfaction of the
mortgage only to learn the mortgage was sold and the second sale never
recorded. The original mortgage is still on record at the County Recorder's
office. They paid
  on an unrecorded mortgage. This story was repeated in various degrees
across the State
 creating tangled subdivisions with many unbuildable lots.....
   
   
  "Vickers, 58, was sentenced to five years in prison on Oct. 12, 1988, in
Arizona for money laundering and conducting an illegal enterprise."
   
   

    The Missing Billions from 
  TEXAS Banks and S&Ls
   
  Oliver North, Geroge H. Bush 
   
  and IRAN CONTRA
   
  Note: See The Houston Post's Accounts  
   
   
  Fund-raiser nets Bush's campaign $700,000 
  BILL MINTZ : Staff 
  Richard Secord testified Tuesday that he met with a Bush aide to complain
about the quality of spare parts being provided to the contras. 
  05/06/1987 
   
  ************ ********* ********* ********* ********* ********* *********
********* ********* ******
   
  Dear Mr. Harmon:
   
  In 1989 US District Judge James DeAnda in Houston Federal Court granted a
discovery order in Witham vs. Montgomery County, Texas.  That order was the
result of ADMISSIONS by Texas State Officials that the Conroe Texas area of
Montgomery County, Texas immediately North of the devastated Banking Center
at Houston was the location of more than 600 Illegal Land Development
Schemes nearly identical to those exposed by Don Bolles of Arizona (See
IRE's Arizona Project) and the infamous land development cons of the
Clintons and the McDougals in Arkansas.  This discovery order was to
produce the NAMES of the PRINCIPLES responcible for the LAWFUL Platting,
Dedications of Rights of Ways and the BONDING and COMPLETION of the many,
many BILLIONS worth of integral improvements construction ie streets,
drainage, traffic control and acceptance of the SUBDIVISIONS into the
STATE's Road and Street Progr
 ams (Acceptance Of The Construction By State Officials).
   
  The problem was getting Judge DeAnda and the 5th Circuit to uphold the
OBVIOUS VICTORY in discovery we were able to achieve.  The issue was
connecting the DOTS or making the Connection and Proving a Common Nexus
between STATE OFFICIALS and the OBVIOUS CROOKED LAND DEALERS and their
FINANCIERS.  The issue being a Civil and even Criminal Conspiracy amongst
the LAND FLIPPERS and the County Officials even the County's Sheriff in the
CRIMINAL ENTERPRIZES.  
   
  The fact is Judge DeAnda refused to ENFORCE HIS OWN ORDER and well the
5th Circuit simply made up a HUGE PILE OF BULLSHIT in it's upholding the
COVER UP that was Orchestrated by the State and Federal Government agencies
such as HUD and even the Texas Real Estate Commission, Several State
Attorney Generals and THE HOUSTON FBI.
   
   
  My point is very simple, the Assistant US Attorney "JA" Tony Canales
AFTER LEAVING THE US ATTORNEY'S POST in Houston went after Mr. Robert L.
Vickers in his new PRIVATE LAW PRACTICE.  See the excerpts below from the
Houston Chronicle.
   
    Fund-raiser nets Bush's campaign $700,000 
  BILL MINTZ : Staff 
  Richard Secord testified Tuesday that he met with a Bush aide to complain
about the quality of spare parts being provided to the contras. 
  05/06/1987 

   
    Reporter killing case reopened, but motive remains a mystery 
  LARRY LOPEZ : Associated Press 
  Bolles had left a note at his desk saying he was planning to meet him to
discuss a land-fraud scheme involving high-level politicians. 
  12/03/1989
   
    `Epidemic' of bank, S&L fraud cited/D.C. panel blaming insider
misconduct for many failures 
  JAMES DRUMMOND, BOB SABLATURA : Staff 
  Insolvent banks are much less likely to be audited by an independent
accountant than healthy banks. They are drawn away by higher salaries paid
by banks. 
  10/14/1988
   
  Fraud `epidemic' cited in bank, S&L failures 
  JAMES DRUMMOND, BOB SABLATURA : Staff 
  Insolvent banks are much less likely to be audited by an independent
accountant than healthy banks. 
  10/14/1988 
   
  Northwest Bank and Trust shut down 
  GREG STEINMETZ : Staff 
  Northwest Bank and Trust is the 17th bank to fail in the Houston area
this year. The biggest bank to fail was Western Bank-Westheimer, which had
$290 million in assets when it toppled last October. 
  06/24/1988 

   
    Funds at more banks frozen in fraud case 
  RAD SALLEE : Staff 
  Investigator Clyde Wilson said he reached Vickers by phone in a Yuma,
Ariz., prison, and Vickers told him his name is being used by others, but
he is not involved in the scheme. 
  12/29/1989 
   
  $14 million frozen in lawsuit alleging mortgage fraud 
  RAD SALLEE : Staff 
  Zager said that attorney Whittle's signature is on the deeds of trust and
that attorney Vickers' is on the title policy commitments. 
  12/23/1989  

   
    Government plans to double forces fighting thrift fraud 
  BILL MINTZ, Houston Chronicle Washington Bureau : Staff 
  Bank and savings and loan fraud cases are extremely labor intensive,"
Oncken said in a telephone interview. 
  12/08/1989 

   
    POTHOLES & PROMISES/Montgomery County's crumbling subdivisions/
Investors mired in muddy mess of sub... 
  CATHY GORDON : Staff 
  With hindsight, Donald Clesson recognizes he was the perfect stool pigeon
to take over development of the pothole-riddled Pinewood Village
subdivision. 
  06/22/1987 


     
  Road woes continue/Neighborho od battles county over upkeep 
  PAUL McKAY : Staff 
  Such agreements are frequently negotiated with residents of red flag
subdivisions, Winberry says. The problem goes a lot further than just this
single subdivision. " 
  09/24/1989
   
  Road repair delays rile residents 
  PATTI MUCK : Staff 
  The estimated cost of materials to bring the subdivision' s roads up to
county standards is $150,000, Denham said. 
  09/21/1989 
   
  POTHOLES & PROMISES/Montgomery County's crumbling subdivisions/
Homeowners handle property woes 
  CATHY GORDON : Staff 
  Others - about 600 - are unrecorded or "red flag" subdivisions that do
not meet county road and drainage standards and have no plats, or plans,
filed. 
  06/21/1987 
   
  The VERY BOTTOM LINE is simple, Subdivision Development in the 20th
Century was a HIGHLY REGULATED undertaking going back to the Lootings of
the S&Ls and banks in the 1920s primarily in FLORIDA and TEXAS Land
Development Speculation Cons which the US Secret Service,  FBI and US
Congress Fully Investigated in the 1930s.   The ROBERT L. VICKERS SUED by
Toney Canales in his PRIVATE PRACTICE, was IN FACT directly involved with
the PINEWOOD VILLAGE CON which involved Western Bank Westheimer and a
number of folks discussed by PETER BREWTON in his investigations into MONEY
DEALS with Olliver North, Richard Secord and the IRAN CONTRA MISSILE deals
and the ARMING of the Contras in Niceraugua.
   
  The Good The Bad & The Ugly

          Secord's - North's Enterprise
   
  YUP 60,626 TONS of $100 Bills
   
  The Great Texas Bank Job ( remember ? )
   
  How Much Does The Looted 
  550 Billion Dollars Weigh
   
    In 100 Dollar Bills 
   
  
   
  ABOUT 60,626 Tons

   
   
  Financier convicted in bank fraud/Beebe pleads guilty in connection with
loan from failed thrift 
  JAMES DRUMMOND : Staff 
  Herman K. Beebe Sr., a Louisiana financier with longtime ties to Texas
financial institutions, pleaded guilty and was convicted Friday of two
counts of bank fraud. 
  05/03/1988
   
  NATIONAL BRIEFS 
  Houston Chronicle News Services 
  A mistrial was declared in the federal loan fraud trial of former
Shreveport millionaire Herman K. Beebe after the jury said it was
hopelessly deadlocked. 
  10/06/1987 
   
  Louisiana trial may reverberate in Texas/Prosecutors say Beebe case may
become part of federal probe... 
  JAMES DRUMMOND : Staff 
  Herman K. Beebe Jr., Beebe Sr.'s son, has been listed as a director of
the bank for several years. Beebe's once-thriving group of companies now
lies in disrepair. 
  09/06/1987 
   
  Regulators close Louisiana bank 
  United Press International 
  Another reminder of the collapsed financial empire of former Shreveport
entrepreneur Herman K. Beebe fell Wednesday when state banking officials
closed Pelican State Bank of Mansfield. 
  06/25/1987
   
    The U.S. invasion of Panama/Noriega could unveil American secrets if he
were to be tried 
  NANCY MATHIS, Houston Chronicle Washington Bureau : Staff 
  WASHINGTON - Deposed Panama Gen. Manuel A 
  12/31/1989
   
  Hakim pleads guilty to misdemeanor in Iran-Contra case 
  Houston Chronicle News Services 
  About $8 million from the maze of companies operated by Hakim and his
business partner, Richard Secord, remains frozen in Swiss bank accounts the
two men formerly controlled. 
  11/22/1989
   
  Hakim expected to plead guilty in Iran-Contra case 
  Associated Press 
  He is accused of conspiring with former business partner Richard Secord
to set up a $200,000 fund for North's family. 
  11/21/1989
   
  Reagan's Iran-Contra records are subpoenaed 
  Houston Chronicle News Services 
  Richard Beckler, Poindexter's primary attorney, said the order also
authorizes him to subpoena Reagan as a witness at Poindexter's trial. 
  11/17/1989 
   
  Prosecutors pleased at Secord guilty plea 
  ROBERT L. JACKSON : Los Angeles Times 
  Richard V. Secord was hailed by prosecutors as closing an important
chapter in their long investigation of the scandal. Sources said Secord's
plea places Hakim under new pressure to enter a plea. 
  11/09/1989
   
  Secord pleads guilty to charge of perjury 
  Houston Chronicle News Services 
  Secord's attorney, Thomas Green, objected to that portion of the
government's evidence, saying Secord had not been involved in a cover-up.
Hakim and Secord were the middlemen in U.S.-Iran arms sales. 
  11/08/1989
   
  Iran-Contra case figure arranges plea bargain 
  ROBERT L. JACKSON, RONALD J. OSTROW : Los Angeles Times 
  Richard Secord have negotiated a plea bargain with federal prosecutors on
the 12 criminal charges against Secord in the Iran-Contra case, it was
learned Tuesday. 
  11/08/1989
   
  Secord pleads guilty in deal 
  Staff 
  Richard Secord, a central figure in the Iran-Contra scandal, pleaded
guilty today to a single perjury charge in a deal for his cooperation in
the criminal investigation into the affair. 
  11/08/1989 

   
      Farewell to turbulent 10 years/It was a decade of dichotomies 
  THOM MARSHALL : Staff 
  Oliver North took the heat, proudly admitting his part in the crooked
arms deals, but insisting he was following orders as a patriot. 
  12/31/1989 

   
   
  Laundering of drug money linked to bank and cartel 
  MICHAEL ISIKOFF : Washington Post 
  The agents soon were flying off to Europe to take instructions from
senior BCCI officials. Awan, who had personally managed a secret $20
million BCCI account held by Panamian leader Gen. 
  10/30/1988 
   
  Bank just stumbled into money-laundering trap 
  JEFFREY SCHMALZ : New York Times 
  BCCI continued last week to make only brief comments. Agents said BCCI
would transfer the money by wire through a New York bank to BCCI
headquarters in Luxembourg. 
  10/16/1988 
   
  Bank indicted in plot to launder drug money 
  Houston Chronicle News Services 
  The bank, known as BCCI, had assets reported at $19.64 billion in London
six months ago. The U.S. Attorney's Office in Tampa obtained a court order
preventing the export of assets held by BCCI. 
  10/12/1988 
   
  Bank indicted in scheme owned by Arab families 
  Houston Chronicle News Services 
  BCCI said it had not knowingly been involved in drug traffic-related
money laundering. BCCI has 400 offices employing 13,500 people in more than
70 countries. 
  10/12/1988 
   
   
   

    If you look into the WHY behind the PINK Slip 
  Former US Attorney Henry Onken of HOUSTON GOT 
   
  during the MASSIVE Bank and S&L Lootings in TEXAS, 
   
  lots will come into focus for you  !!!
   
  Nearly 10,000 Banks and S&Ls were CLOSED !
   
  WITNESSES -  BCCI  
  Guvnah George W. Bush
   
  The Good The Bad & The Ugly
  Secord's - North's Enterprise
   
  YUP 60,626 TONS of $100 Bills
   
  The Great Texas Bank Job ( remember ? )
   
  How Much Does The Looted 
  550 Billion Dollars Weigh
   
  In 100 Dollar Bills 
   
  
   
  ABOUT 60,626 Tons
   
    Ah That PESKY Secret GUVMINT
   
  
   
  I Shredded That F'n  DONOR LIST 
   
  Hell Attorney General Ed Meeses was my LOOK OUT
   
  http://video.
google.com/ videoplay? docid=3505348655 137118430
   
  Yeah UGLY
   
  The Good The Bad & The UGLY
   
  Ollie WAS NOT KIDDING
   
  
   
  http://video.
google.com/ videoplay? docid=3505348655 137118430
   
  'Devastating' Bill Moyers Probe of Press and Iraq Coming This Week 

By Greg Mitchell 

Published: April 21, 2007 9:00 PM ET 

  NEW YORK (Commentary) The most powerful indictment of the news media for
falling down in its duties .........
   
  YUP -  have you seen that MISSING $ 550 Billion Lately
   
  http://www.editoran dpublisher. com/eandp/
news/article_ display.jsp? vnu_content_ id=1003574260
   
  Falling Down On Their Duties 
  Seems To Be A SERIOUS HABIT
   
    

  Fund-raiser nets Bush's campaign $700,000 
  BILL MINTZ : Staff 
  Richard Secord testified Tuesday that he met with a Bush aide to complain
about the quality of spare parts being provided to the contras. 
  05/06/1987